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Software Life Cycle: Phases, Process, and Models

Software Life Cycle: Phases, Process, and Models

Software products make users' lives more comfortable. They save lots of our resources like time and effort. At the same time, a software development process is commonly time-sapping and painstaking. …

P2P Payment Systems: History, Trends, and Backstage

P2P Payment Systems: History, Trends, and Backstage

Peer-2-peer payment systems have already become an inseparable part of daily activity for the majority of smartphone owners worldwide. According to 2021 research, almost 912m people in China, 440m — …

A Digital Ledger: How to Transform Your Financial Product with It?

A Digital Ledger: How to Transform Your Financial Product with It?

A distributed ledger, shared ledger, distributed ledger technology, digital ledger, or virtual ledger — you may come across all these words as variations related to one umbrella term. So, what is a …

Can Corporate Bureaucracy Be Tamed to Escape the Red Tape?

Can Corporate Bureaucracy Be Tamed to Escape the Red Tape?

No one would argue today that red tape bureaucracy is a double-edged sword. It may serve you well if you apply its principles to the right processes when it comes to both business or government …

Mobile App Development to Keep Up With Banking Trends for All Generations

Mobile App Development to Keep Up With Banking Trends for All Generations

Today, just like many years ago, financial services occupy a unique status. The thing is they’re always relevant and vital for all generations. But generations have very different needs. What …

How to Secure Funding for a Fintech Startup and Not Lose Everything

How to Secure Funding for a Fintech Startup and Not Lose Everything

Nowadays, there are a plethora of options on how to launch a fintech startup and supply it not only with a starting capital but also long-term financial support. Getting six-figure funding for a …

10 Best Digital Fintech Companies as Alternatives for the Marqeta Card Issuing Platform

10 Best Digital Fintech Companies as Alternatives for the Marqeta Card Issuing Platform

Card issuing services are as much in demand as never before today. Why so? First, businesses are looking for methods that help easily implement personalised payment solutions and lead to the most …

Does Humanity Need to Worry About Robo-Advisory Software?

Does Humanity Need to Worry About Robo-Advisory Software?

No. There’s no necessity to worry about a natural course of development occurring within the IT domain. Automation implies progress and optimisation, endowing professionals from top fintech companies …

Top Fintech Companies that Fuel a Green Revolution in the Finance World

Top Fintech Companies that Fuel a Green Revolution in the Finance World

It may seem, at first view, that finances and climate change aren’t related. However, the biggest fintech companies prove otherwise. Every day, fintech news is overflowing with information on …

Startup Tech Companies as Drivers of Progress

Startup Tech Companies as Drivers of Progress

What’s your first association when you hear the word ‘startup’? A bunch of genius students who came up with an astonishing idea worthy of funding? Geeks with some ultimate solution to a ubiquitous …

UK Banks: Peculiarities of Opening an Account

UK Banks: Peculiarities of Opening an Account

The UK, and London in particular, is proved to be a coveted financial hub in the world, and that explains why so many fintech startups continue to appear in this very geo. This also refers to banks, …

A Digital-Only Bank — One App to Rule All Operations

A Digital-Only Bank — One App to Rule All Operations

When you’ve got all essential banking features on your fingertips, it’s difficult to imagine a life without a similar digital bank replica. Yet it wasn’t always this way. If you were a resident in a …

Vendor Lock-In: Inevitable Reality or An Issue to Tackle?

Vendor Lock-In: Inevitable Reality or An Issue to Tackle?

Unless you’re a vendor manager, product owner, or CEO, it’s entirely excusable not to be aware of what vendor lock-in is. To be honest, not all people holding office in one of the aforementioned roles …

How to Cope with Customer Experience in the Fintech Industry?

How to Cope with Customer Experience in the Fintech Industry?

Would you like to be privy to the difference between ‘customer experience’ and ‘customer journey’ before going deeper into the subject? That’s it, let’s clarify the …

Mobile Banking Application 2021: How Should lt Look Like?

Mobile Banking Application 2021: How Should lt Look Like?

Saving time, bringing convenience in managing a budget on the go, and granting a lot of extra perks to users — isn’t that a gist about the application of banking online? First, the rise of …

What Is a Business Strategy and How to Work It Right?

What Is a Business Strategy and How to Work It Right?

Are you interested in increasing your business capacity with the existing resources in 2021? Developing a successful strategy for a business bothers many owners and top managers regardless of the …

Data Extraction Technologies as Tools for Business

Data Extraction Technologies as Tools for Business

Hasn’t big data become a buzzword? Today there’s probably no industry where data harvesting isn’t used to gain a competitive advantage and generate profit. No one would argue that research is more …

Fintech Privacy Lawsuits, or More Reasons to Sue a Company

Fintech Privacy Lawsuits, or More Reasons to Sue a Company

How often do you hear about lawsuits filed against big tech companies? If viewed in a vacuum apart from other IT segments, fintech players turn out to be relatively rare guests at courts. Most often, …

Access Your Mobile Marketing ROI: Best Analytics Tools 2021

Access Your Mobile Marketing ROI: Best Analytics Tools 2021

Simply put, ROI, or return on investment, is the foothold in your predictive analysis of the investment consequences. This metric, or to be exact, the percentage rate, allows evaluating the efficiency …

What’s New in the Global Card Issuing Industry?

What’s New in the Global Card Issuing Industry?

In case your finger’s not on the pulse of credit card issuing trends, ours is. A UK financial giant, Barclays is purchasing the $3.8bn credit card portfolio from Synchrony Bank, thereby partnering …

Top Wealth Management Platforms 2021: Power Up Your Fintech App

Top Wealth Management Platforms 2021: Power Up Your Fintech App

What lacks the majority of software product providers is speed. Inevitably, this influences the company’s operational scalability and users' reach, and this is a luxury you cannot afford working …

Account and Identity in the World of Transactions

Account and Identity in the World of Transactions

In the face of financial technology, account and identity are almost the same. Related institutions empowered to monitor banking activities don’t recognize either individuals or organizations — they …

Under the Hood of Internet Traffic

Under the Hood of Internet Traffic

What if we picture our world as a place where all the input data on any device flows through fiber-optic cables and servers in its original form? Although the roots of encryption reach Ancient Egypt …

App Development Documentation: Who Benefits from Digital Paperwork?

App Development Documentation: Who Benefits from Digital Paperwork?

In light of rapid digitization processes, being involved in paperwork might indeed appear redundant for inexperienced organizations. Undoubtedly, anyone unfamiliar with the managerial side of software …

Best API Providers: Invest in Your Fintech Business Growth

Best API Providers: Invest in Your Fintech Business Growth

When it comes to trading or automated data collection, there’s no better and quicker tool to bridge the information delivery between Google’s servers and software than API. What is an API? In …

AI & ML Deployment: What Does It Bring to Business?

AI & ML Deployment: What Does It Bring to Business?

The state of things with artificial intelligence implementation is positive only in developed countries. Here, investing is available, and it’s purposefully spent on testing the new innovative …

How Can Onfido Stir Your Business Scalability?

How Can Onfido Stir Your Business Scalability?

Is trust a big deal these days? Definitely! According to Fintech Times, today’s consumers are greatly bothered by their data usage on the part of third parties, the security of the collected …

Blending of Insurance with Technology: Trends to Know

Blending of Insurance with Technology: Trends to Know

To experience fear is just the nature of things, and the entailing striving for safety is #2 in Maslow’s hierarchy of needs for a reason. That’s why the basic mission of the insurance …

User Experience as a Groundwork

User Experience as a Groundwork

User Interface — sounds clear but what exactly does this concept cover under its umbrella? And why do so many people, even experts, still confuse UI with UX? What’s the borderline between the …

Paying Taxes in the US: Challenges and Details

Paying Taxes in the US: Challenges and Details

Are you responsible for paying your taxes yourself or prefer delegating this unpleasant chore to professionals? If you belong to the first camp, you’re definitely a hero! According to …

Keep Your Fingers on the Pulse to Know More

Keep Your Fingers on the Pulse to Know More

Are you dying to find out the freshest fintech news of the passing July? Would you like to become a pro in fintech and second-guess the banking changes before they actually happen? No need for having …

What Is Behind Big Tech?

What Is Behind Big Tech?

For starters, what’s meant by Big Techs? The term refers to the companies that have scaled their business with the help of the web. In some may, these giants have succeeded in disrupting the …

Cyberthreat in Fintech: Things to Consider

Cyberthreat in Fintech: Things to Consider

This week — 07.19 - 07.23 — was intense and chaotic in terms of data violation attacks and their implications for the whole world. And all this only proves that practice is the mother of tuition — …

Is Remote Work a Threat to Business?

Is Remote Work a Threat to Business?

2020 truly highlights the massive shift to remote work, which is driven by the post-COVID-19 society transformation. Never before the employer had been so flexible and understanding in the ‘work …

Business-Related Research

Business-Related Research

Business analysis is a weapon of change when it comes to the new product development (NPD) or bringing a solid transformation to the existing one. And though the sphere of BA implementation is wide, …

What Trends Are Beginning to Take Roots?

What Trends Are Beginning to Take Roots?

What are you up to right now? Can it wait for a while? Put your things away for a moment and get into the fresh fintech news to enliven your Friday evening! We’ll feed you only with the best …

Regulatory Standards for Fintechs: The US vs Europe Comparison

Regulatory Standards for Fintechs: The US vs Europe Comparison

Regulations are still a terrible nightmare for the fintech industry. Why so? First, because of its natural barriers put to the banking businesses: you’ve got to do a lot of work to comply with …

Fintech Devil in the Details

Fintech Devil in the Details

The Devil is in the details, isn’t he? Go straight to the fintech details of this week with the help of the DashDevs team and enjoy your Friday evening to the full! New banking merges, …

How Does Strategic Marketing Sustain Business Growth in 2021?

How Does Strategic Marketing Sustain Business Growth in 2021?

Do you see the link between strategic marketing and business growth? In simple terms, marketing strategy is your key to the successful realization of business goals, but what matters here as well is …

Groundbreaking News in Fintech: 06.28 - 07.02

Groundbreaking News in Fintech: 06.28 - 07.02

This week, 06.28 - 07.02, isn’t primarily about June’s ending but more about tech- and finance-related milestones. Are you a lover of different professional conferences and festivals? Then …

Cryptocurrency and Traditional Banks United?

Cryptocurrency and Traditional Banks United?

Do you know how the process of adaptation takes place within the human being? First, the person is totally overwhelmed by the change and experiences a loss of control over the situation — that’s …

Spend Your Friday Evening with the DashDevs Digest: 06.21 - 06.25

Spend Your Friday Evening with the DashDevs Digest: 06.21 - 06.25

Do you keep your finger on the pulse of the latest banking and investment news? Are you familiar with the fresh changes in the crypto niche? And finally — would you like to be informed about all this …

Learning App Development from Ted Talks?

Learning App Development from Ted Talks?

Are you a big fan of TED media? Or have you ever watched at least one episode of the TED Conferences? Whatever your regularity to this global community is, you’ve definitely heard about this platform, …

Data Handling: What Waits For Cloud Tech in 2021 and Beyond

Data Handling: What Waits For Cloud Tech in 2021 and Beyond

Are we all living in an information bubble that can burst out anytime without warning? Is our private data as secure as we’re expecting it to be? And what the big tech companies can do for ensuring …

It’s Already the 10th DashDevs Digest: Wanna Read?

It’s Already the 10th DashDevs Digest: Wanna Read?

Yeah, we have a happy occasion today while collecting the latest fintech news of the week 06.14 - 06.18. And we’re even more excited about taking a part in your financial literacy and versatile …

Does Fintech Have Life on YouTube?

Does Fintech Have Life on YouTube?

What does Youtube mean personally for you? The recent Pew Research findings lead us to the conclusion that it’s now more than the mere entertainment platform, but a solid (and often free) education …

Learn the Freshest News with DashDevs

Learn the Freshest News with DashDevs

What did this week bring to you: unexpected discoveries, pleasant surprises, or moments to think through? If you cannot recollect something special, don’t worry! Instead, let us make your Friday …

What Is the Most Trustworthy Pension System Worldwide?

What Is the Most Trustworthy Pension System Worldwide?

Do you know which country can be proud of the first pension system’s appearance? Any guesses then? It’s Germany! To be exact, this is the achievement of Otto von Bismarck who made efforts to establish …

Bolster Your Fintech Standing with DashDevs Digest! 05.31 - 06.04

Bolster Your Fintech Standing with DashDevs Digest! 05.31 - 06.04

It’s already our 8th weekly news release, so you probably know what to expect from it. But if you’re a newbie to our site, stay close to us, and we’ll gladly accompany you on the way to high-level …

Everything You Wanted to Know About Marqeta

Everything You Wanted to Know About Marqeta

So many talks have been recently heard about Marqeta and what it exactly does, and that’s already happening after a decade after its appearance in the market. So, we’ve decided to come up with the …

Who Drives the Progress in Fintech Today?

Who Drives the Progress in Fintech Today?

The fintech sphere is always characterized by incredible breakthroughs and painful downfalls. That’s what our digest is about! We invite you to a safe trip around the startups’ progress, banking …

Even Marketers Make Mistakes

Even Marketers Make Mistakes

While planning a marketing campaign or launching a new product, you need to know whom you’re serving and all about them! Start with their age, gender, income level, education, etc., and then move to …

What Is New in the Industry Today?

What Is New in the Industry Today?

Have you celebrated international Banker’s Day or greeted some friends or partners of yours? If no, it’s never too late! But before you take your phone and start texting, grab a few interesting pieces …

Can Apps Help You Manage Finance Like a Pro?

Can Apps Help You Manage Finance Like a Pro?

Can you boast of knowing your way around money on the regular basis? Are you the one who handles finances so well that always have an extra for some spontaneous spendings? Or are you the one who …

Most Widely Discussed Big Tech News

Most Widely Discussed Big Tech News

As we’ve promised, this weekly digest will provide you with more variety in the news sources. Hope you’ll read every piece of them with gusto! Frankly, this overview has much to tell you about the new …

Will Debit & Credit Cards Ever Disappear?

Will Debit & Credit Cards Ever Disappear?

This story has started almost a century ago, but we still feel its rhythm. We speak about the appearance of the first credit cards, and the United States is here to be proudly mentioned. It all began …

Burning Issues in Fintech Today

Burning Issues in Fintech Today

May is already picking up speed, but our attention shouldn’t be distracted by the nice weather outside. Let’s make a productive pause and fine-tune your fintech knowledge! Follow our digest, and …

Selecting a Business Model that Resonates with Your Goal

Selecting a Business Model that Resonates with Your Goal

Before we get straight into the topic, first, we need to clarify what the concept ‘business model’ implies. In simple terms, it’s the company’s plan for making money. This profit generation strategy …

Who Throws the Dice in the Fintech Game?

Who Throws the Dice in the Fintech Game?

Are you still running your fintech business like it was done in the olden days or do you get with the times? Check your reality awareness with DashDevs Digest! Even if your plunge into this domain …

Digital Fraud: Why Has It Gained Traction During the COVID-19 Pandemic?

Digital Fraud: Why Has It Gained Traction During the COVID-19 Pandemic?

The 2021 year is already the third attempt of the world’s adjusting to the harsh reality of the drawn-out quarantine and isolation. Though we’re all bitterly tired of living such a secluded life, the …

Making a Difference with the New DashDevs Digest

Making a Difference with the New DashDevs Digest

We’re glad to see your return to DashDevs Digest! Increased product/service value, satisfied users, retention, trust — are these things constantly in your mind? This week has brought new …

Things that Go Trendy in Fintech

Things that Go Trendy in Fintech

Trends! Love them or hate them, but when a group of like-minded people finds some ideas appealing, it tends to act as a loudspeaker in terms of broadcasting to a wider audience. As 2020 presented …

Welcome to DashDevs Weekly Digest!

Welcome to DashDevs Weekly Digest!

The technology industry is evolving daily, and it’s crucial to stay abreast of the latest innovations, especially if business prosperity is your priority. No doubt, by learning the new empowering …

What Are The Most Viable Options For Developing Reliable Back-End In A Fintech Project?

What Are The Most Viable Options For Developing Reliable Back-End In A Fintech Project?

The fintech industry today is stronger than ever. Don’t take just our word for it. Simply look at the stats – the numbers speak for themselves! $50 Billion is invested in fintechs annually …

20 Best Fintech Companies That Have Understood Fintech Trends And Used Them As An Advantage

20 Best Fintech Companies That Have Understood Fintech Trends And Used Them As An Advantage

With more than$34.5 billion scooped in funding, there’s no denying that the global fintech market is growing larger by the minute. And, while one can cuddle with this comforting thought while planning …

Fintech Developer Shares Solutions To Key Fintech Product Development Challenges

Fintech Developer Shares Solutions To Key Fintech Product Development Challenges

So, we’ve been in the market of fintech development and fintech development outsourcing for more than 10 years. With more than 30 projects under our belt, we can say two things for sure. One, every …

7 Tasks To Keep Tabs On Before Launching A Fintech Startup

7 Tasks To Keep Tabs On Before Launching A Fintech Startup

It’s boom time for fintech. The market is enjoying a huge wave of interest and new products are being launched constantly, many of which are transforming the way businesses and consumers think about …

Card schemes to take Click to Pay standard global

Card schemes to take Click to Pay standard global

Click to Pay is a new standard for online payments. Led by the major card issuers, the technology is intended to make the shopping process easier for consumers, and more efficient for merchants - …

The future of fintech - 7 predictions for the next decade

The future of fintech - 7 predictions for the next decade

The last decade has seen explosive growth in the fintech sector. Financial technology has become embedded into the lives of consumers and businesses, and a number of vanguard fintech companies have …

Lessons learned from recent industry-shaking fintech staff layoffs

Lessons learned from recent industry-shaking fintech staff layoffs

The last couple of months have seen a series of high-profile layoffs amongst what had previously been seen as some of the brightest stars in the fintech firmament. Companies that had been experiencing …

Lessons CxO’s, Team Leads And Project Managers Should Learn From Remote Work During COVID-19

Lessons CxO’s, Team Leads And Project Managers Should Learn From Remote Work During COVID-19

I recently had a talk with one of our prospects. That person was looking for a foolproof way to digitalize his business, which obviously isn’t big news given at least 70% of companies have a …

Budget allocation and management in a fintech startup: the quick-start guide

Budget allocation and management in a fintech startup: the quick-start guide

It pays dividends to think well in advance about the potential problem areas in the app development lifecycle. By considering issues, risks, and resource requirements ahead of time, you can help to …

Everything You Need To Know About Fintech Regulations in The US

Everything You Need To Know About Fintech Regulations in The US

The regulatory landscape for fintechs operating in the US is extremely complex. There is no ‘fintech-specific’ regulatory framework in operation in the US, but fintech businesses’ activities will …

We've Dissected These Fintech Startups So You Can Learn From Their Mistakes

We've Dissected These Fintech Startups So You Can Learn From Their Mistakes

COVID has reshaped the global economy, and fintech startups are not immune. The enormous global downturn has put pressure on businesses in every sector, and many are struggling to survive. But the …

The New Market For Contactless Payments To Battle COVID In The US

The New Market For Contactless Payments To Battle COVID In The US

The United States of America can be so many things: the land of the free, home to the bold, a promised land of equal opportunities – the list can go on indefinitely. What the US is not, however, is a …

Distributed Tracing In .NET

Distributed Tracing In .NET

How to log the complete call chains and see what your microservices really do? To log, or not to log To log! Nowadays we can’t even imagine a modern software system without logging subsystem …

What Real-Life Cases Tell Us About Card Issuing?

What Real-Life Cases Tell Us About Card Issuing?

Payment cards are booming. In the UK, startups like Curve, Pleo, and Soldo are enjoying huge success by reimagining the uses of the humble debit card, and the number of businesses providing either …

The First Release of Kotlin 1.4 or How Kotlin Is Heading Its Way to a 'Better Java'

The First Release of Kotlin 1.4 or How Kotlin Is Heading Its Way to a 'Better Java'

Kotlin is often referred to as a Java substitute. Meanwhile, Google defines it as the top-class language for Android development and offers Kotlin courses for programmers. With such a reputation, …

What Your Digital Payment Strategy Is Recklessly Missing

What Your Digital Payment Strategy Is Recklessly Missing

The digital payment landscape is developing fast. Your customers want to do the shopping where, how, and when they wish. They look to buy from merchants they trust and with a modicum of effort. They …

The Long-Lasting Coronavirus Impact on Economy or Thoughts on the Business Change Amid COVID-19

The Long-Lasting Coronavirus Impact on Economy or Thoughts on the Business Change Amid COVID-19

So where are we six months or a year from now? What does the future hold for us, our clients and partners, and friends? After a call with a business prospect, I sit in my chair in the empty office. …

Using Code Generation to Maintain the Microservices Architecture

Using Code Generation to Maintain the Microservices Architecture

In today’s software development world, microservices have become a de-facto industry standard, especially when it comes to the evolution of service-oriented approaches. And while they’re meant to be …

The Launch of Stripe Issuing and Why You Should Care About New Credit Card Issuer

The Launch of Stripe Issuing and Why You Should Care About New Credit Card Issuer

As most of the world is on lockdown trying to prevent further spread of COVID-19, it’s hardly surprising that people are massively turning to the Internet to buy what they need. New …

How to Create a Future-Proof Digital Banking

How to Create a Future-Proof Digital Banking

Do you recollect the time you first logged in your mobile banking app, transferred money, or paid a bill online? No more standing in line at brick-and-mortar branches, paper forms, and cash payments. …

Wear OS Development Tutorial. Part 2

Wear OS Development Tutorial. Part 2

Today individuals set high standards for their gadgets. First of all, they expect them to be quality, robust, and multi-functional. Secondly, they want to get a one-stop-shop solution to rely on for …

Microsoft Orleans as a Tool for Present-Day Fintech Software Development

Microsoft Orleans as a Tool for Present-Day Fintech Software Development

Nowadays, market players within even the most regulated industries like banking are becoming more and more interconnected with each other. Card processing, account management, online investment …

The Ultimate Guide on How to Find Business Investors and Make Them Invest in Your Idea

The Ultimate Guide on How to Find Business Investors and Make Them Invest in Your Idea

These days entrepreneurship isn’t boiled down to individuals joining family businesses or turning into part-time business(wo)men to make the big bucks and live the high life. The ‘giving …

Wear OS Application Development Tutorial. Part 1

Wear OS Application Development Tutorial. Part 1

Mobile devices have become part of our everyday lives long ago; however, they have evolved greatly in the last decade to take on the majority of their owners’ responsibilities and simplify their life …

Top 15 Project Management Tools for Remote Teams

Top 15 Project Management Tools for Remote Teams

In 2020, most companies have remote working policies and relevant infrastructure to either collaborate with scattered around the globe employees or have a plan B in case of emergency. Nevertheless, …

How the Coronavirus Outbreak Changes the Banking Future Forever

How the Coronavirus Outbreak Changes the Banking Future Forever

The far-reaching humanitarian consequences of the coronavirus outbreak bring about the equally devastating economic fallout. Unfortunately, the way forward is so far unstable, as a result of …

Catching Up With Financial Regulation: Regtech Solutions for Banks and How to Get Started

Catching Up With Financial Regulation: Regtech Solutions for Banks and How to Get Started

Over the past several years, banks and financial institutions (FIs) all over the world have either partnered with or launched their own fintech startups to be applied to various business areas. Such …

A Complete Overview of the Southeast Asia's Fintech Market: Is It Really the Future?

A Complete Overview of the Southeast Asia's Fintech Market: Is It Really the Future?

Fintech is widely defined as an emerging technology to facilitate and automate the delivery and application of financial services among both private and business customers. These days it covers a …

How to Start a Fintech Company and Make It Successful. Part 2: Business Product Ideas

How to Start a Fintech Company and Make It Successful. Part 2: Business Product Ideas

Today over seventy-five percent of individuals use fintech products, and their expectations for services not only remain high, but they’re continually growing. They’re looking for faster …

Dashdevs Is Among the Top Mobile App Development Companies in the US

Dashdevs Is Among the Top Mobile App Development Companies in the US

The Dashdevs team reaches new heights, and this year, we’ve been listed among the best mobile application development companies in the USA by SoftwareWorld. Currently, there are over 7000 firms …

How Payment-as-a-Service Platforms Shape the Future of Online Payments

How Payment-as-a-Service Platforms Shape the Future of Online Payments

The financial services industry is continuously undergoing dramatic changes in response to regulatory updates, emerging technologies, and operating models. The boom of banking-as-a-service, with its …

Product Owner Talks: Google and SEO Best Practices for Business

Product Owner Talks: Google and SEO Best Practices for Business

These days a landing page is a must-have for effective business growth. It describes your product or service, benefits for potential users, and articulates your goals. It is where a customer comes …

Introduction to Insurtech: Business Models, Challenges, Trends, and Prominent Examples

Introduction to Insurtech: Business Models, Challenges, Trends, and Prominent Examples

Insurance is one of the most conservative industries, so it comes as no surprise that it has been slow in adopting innovation. However, just as fintechs are shaking up the banking and financial …

How to Write Good Software Requirements Specification for Your Mobile Application Development Project

How to Write Good Software Requirements Specification for Your Mobile Application Development Project

Considering custom mobile app development services, you probably stumble upon the term ‘software or mobile app requirements document’ too often. In case you’re looking for how to …

All You Need to Know About California Consumer Privacy Act 2020: Terms, Guidance, and Implications

All You Need to Know About California Consumer Privacy Act 2020: Terms, Guidance, and Implications

Before the 1st of January 2020, many world-wide businesses had started to update their digital assets to become compliant with a California Consumer Privacy Act that recently has taken effect and …

How to Start a Fintech Company and Make It Successful. Part 1

How to Start a Fintech Company and Make It Successful. Part 1

The industry of financial technology products is moving into top gear with each passing year. The total fintech funding has already topped $8.3B according to the CB Insights report. Innovators and …

Robotic Process Automation is to Become a Growth Strategy for the Financial Services Industry

Robotic Process Automation is to Become a Growth Strategy for the Financial Services Industry

With the expansion and maturity of computer processing capabilities, information technology has already reached the point where it can deliver human-like tasks. Although some individuals — including …

The Growth of Banking Software as a Service and the Pi1 Case: Building Bank of the Future Today

The Growth of Banking Software as a Service and the Pi1 Case: Building Bank of the Future Today

Up until more recently, traditional banks and reputable financial institutions were the only way for individuals to gain access to any type of financial services, either payments, transfers, or loans. …

Dashdevs Year in Review: The Biggest Achievements and Brightest Moments from 2019

Dashdevs Year in Review: The Biggest Achievements and Brightest Moments from 2019

Snow is all over the streets, Christmas lights and New Year trees are shining across the city, making this time of the year so very special. Traditionally, in late December, I analyze the past 12 …

The Ultimate Guide to Fintech Development Outsourcing: How to Make It Work

The Ultimate Guide to Fintech Development Outsourcing: How to Make It Work

Fintech ceases to be a simple buzzword and a short-term trend. These days it is one of the most promising and ambitious branches, and the numbers speak for themselves. As of February 2019, there were …

The True Cost of Change in Software Development: a Guide for Non-Technical Management Teams

The True Cost of Change in Software Development: a Guide for Non-Technical Management Teams

Have you ever thought of how long does it take to change one text label in a mobile application? It is way too common request from a client of any outsourcing or product company, and working on over …

The Internet of Payments and Benefits of IoT in Financial Services That You Miss

The Internet of Payments and Benefits of IoT in Financial Services That You Miss

From smart speakers, wearables, and refrigerators to self-driving cars, connected homes, and smart cities — internet connectivity continually pushes back the limits and wins new markets. It can be …

Top 20 Critical Steps in Product Development Process That You Miss

Top 20 Critical Steps in Product Development Process That You Miss

The development of digital assets is not only about designing, coding, and verifying the quality of mobile and web applications. There is a variety of activities that must be done to create useful and …

PSD2 and Open Banking Bring About New Security Threats

PSD2 and Open Banking Bring About New Security Threats

In September 2019, an updated European Union (EU) regulation, namely the Revised Payment Service Directive, and a global Open Banking API standard have entered into force. A few days after the …

Five Steps to Legacy IT Modernization in Banking & Financial Institutions

Five Steps to Legacy IT Modernization in Banking & Financial Institutions

Nearly all services and products provided by financial institutions are technology-based, while the introduction of Open Banking and PSD2 regulations, aggressive evolution of mobile banking, and the …

Product Owner Talks: Toolset To Boost Your Product Owner’s Productivity

Product Owner Talks: Toolset To Boost Your Product Owner’s Productivity

A product owner is one of the essential roles for the product development team, especially when we speak about digital products. The software development process requires us to know the behavioral …

The Biggest Problems of Loyalty Programs

The Biggest Problems of Loyalty Programs

The digital loyalty program has become an essential part of the digital ecosystem of modern brands. A brand’s loyal audience regularly uses its application, interacts with its products, and even …

What Is the Iron Triangle for Outsourcing Companies

What Is the Iron Triangle for Outsourcing Companies

Partnership with IT outsourcing companies is an internationally recognized approach for efficient software product development. Experienced vendors are ready to cooperate with companies of all sizes …

Product owner talks: Beacons technology in use

Product owner talks: Beacons technology in use

Every day we stuck in our phones for hours reading, playing, surfing on the Internet, and working in different mobile applications. Brands figured this out a while ago and started to develop digital …

Fintech Autumn 2019: NOAH Conference, FinTECHTalents, and Project Imagine Debut

Fintech Autumn 2019: NOAH Conference, FinTECHTalents, and Project Imagine Debut

The whole 2019 year was very dynamic and fascinating for the DashDevs team, and this autumn was no exception. In October and November, our CEO, Igor Tomych, and VP of Business Development Departments, …

Software Development Tips: Questions you should ask

Software Development Tips: Questions you should ask

Even from the first days of our life, we’re curious about the world around us. Within the first couple of years, we begin asking tons of questions like “Why is the grass green?”, …

Product owner talks: Defining the Iron Triangle for a Project

Product owner talks: Defining the Iron Triangle for a Project

A fortified digital ecosystem is one of the most valuable competitive advantages that a business can have. Information technologies are moving brands to the future with improved solutions, software, …

Data Science use cases in the Fintech Industry

Data Science use cases in the Fintech Industry

Data Science has turned into a hype technology in the modern world and has created much buzz in all industries. It combines statistics, mathematics, data analysis, machine learning, and visualization …

Fintech Trends to Dominate in 2020

Fintech Trends to Dominate in 2020

The pace of change in the banking and financial services (FS) field has never been faster, and fintech is at the epicenter of this reinvention. In the last few years, we’ve witnessed the …

Product Owner Talks: The Introduction to Product Management Team

Product Owner Talks: The Introduction to Product Management Team

The digitalization of businesses is moving fast. Companies are creating more and more applications for their end-users and internal needs. AI-powered chatbots are ready to replace real humans. Gartner …

Product Owner Talks: 20 Digital Twins Solution Providers

Product Owner Talks: 20 Digital Twins Solution Providers

What’s the most valuable commodity we have in today’s modern world? The answer is time. We strive to spend less time on unnecessary actions, automating repetitive processes, and speeding …

Dozens App Story: Becoming a Top UK Fintech App in One Year

Dozens App Story: Becoming a Top UK Fintech App in One Year

A year has passed since the release of Dozens app to the stores. Now, this fintech application has over 20k of real registered users who are the owners of beautiful yellow and grey debit cards. …

Stop Wasting Your Designers Time

Stop Wasting Your Designers Time

Product design is the combination of the user experience (UX) and user interface (UI) empowered by product vision, marketing strategy, and customer behavioral analysis. Sometimes a product designer’s …

How to Choose a Technology Stack for Mobile Application Development

How to Choose a Technology Stack for Mobile Application Development

Which programming language should we choose? How should we store our data? What’s the most advantageous technology stack for mobile applications? These are just a few questions that we often …

Product Owner Talks: Digital Twin and the Digital Thread

Product Owner Talks: Digital Twin and the Digital Thread

The company productivity enhancement process starts with an overview of the product and its processes from a bird’s eye view. External business consultants and in-house managers try to take …

Product Owner Talks: Top Five Trends in Digital Product Development

Product Owner Talks: Top Five Trends in Digital Product Development

The total digitalization of everyday activity is changing our perception of the world. Today people can hardly imagine their lives without smartphones and gadgets. They help us with everything - …

Four Best Application Monetization Strategies for Fintech Firms

Four Best Application Monetization Strategies for Fintech Firms

The world becomes more user-friendly with the digitization of financial processes, integration of AI technologies, smarter use of data analytics, and the faster pace of innovations. People are …

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 3

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 3

This is the final article in our series dedicated to the implementation of in-app purchase (IAP) functionality in iOS applications. In our first part, we’ve talked about IAP types and standard …

Product owner talks: Opening an API

Product owner talks: Opening an API

The process of mobile and web application development becomes more fluent with every passing year. The most significant changes and the most exciting solutions were brought by big companies that …

How Consulting Services Help FinTechs Save Money and Drive Innovation

How Consulting Services Help FinTechs Save Money and Drive Innovation

Let’s suppose that you are a bank executive and you are contending with a multifunctional, low-priced, digital bank with global presence: people access their accounts easily and quickly via …

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 2

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 2

According to Statista prediction, mobile apps will generate 188.9 billion U.S. dollars in revenues via app stores and in-app advertising in 2020. These numbers are incredible and they stress the fact …

Project Cost Estimation: The Ultimate Guide For Stakeholders With The Dashdevs Approach

Project Cost Estimation: The Ultimate Guide For Stakeholders With The Dashdevs Approach

To be commercially viable in the current climate, in any industry, companies are getting through the unprecedented change triggered by such factors as the high-level economic power shift, the pace of …

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 1

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 1

Mobile app development for business usually aims to create one more channel to serve clients and sell products and services, both physical and digital. To put it short, businesses earn money via …

Product Owner Talks: Basic Security Checklist

Product Owner Talks: Basic Security Checklist

Today I’m going to review a bit of an untypical subject for a product owner – cybersecurity. I think that this topic is really important for product and project managers. It is our duty to create …

Welcome AI: 7 Ways How Chatbots Make Your FinTech App Better

Welcome AI: 7 Ways How Chatbots Make Your FinTech App Better

The financial services and banking industry is actively adopting conversation. Today we are surrounded by gadgets and applications that listen, analyze, and answer our questions and concerns. We …

Kotlin vs Java: What Software Engineers Choose for Android Development

Kotlin vs Java: What Software Engineers Choose for Android Development

On May 2019, Google announced Kotlin a preferred language for Android development. Every industry has a topic to “holy-war” about. Competition between Kotlin and Java used to be a stumbling point of …

Apple Special Event September 2019

Apple Special Event September 2019

We are continually tacking on the wave of technological trends in the mobile and web development industry. It is essential for us as we strive to produce high-quality software for our customers. For …

Swapping Horses in Midstream of Delivery App Development Process

Swapping Horses in Midstream of Delivery App Development Process

Starting the development of a standard app, you usually do not expect you would face challenges, questions, improvements, updates, or unpredicted issues. If there are hundreds of analogs in the app …

What Designers Need to Know About Server Side When Creating Mobile Apps

What Designers Need to Know About Server Side When Creating Mobile Apps

I have thousands of applications on my devices. I’m an active user of iPhone and Samsung at the same time. If smartphone addiction comes to your mind, you did not guess it right. I am a product …

The Future of Banking and Financial Services Now Depends on PSD2 and Open Banking API

The Future of Banking and Financial Services Now Depends on PSD2 and Open Banking API

Digital is redefining the future of banking and financial services in a myriad of ways. While for most incumbents, that means embracing an entirely new approach to doing business. Today people are …

FitGrid — Balanced Fitness Application for Users and Studios

FitGrid — Balanced Fitness Application for Users and Studios

It is no surprise that fitness and sport are so popular. Physical activity is natural for people. People are looking for two things to feed their soul. These things are inspiration and connection. In …

Cross-platform Mobile Development: Flutter Vs React Native Development Comparison and Performance Checks

Cross-platform Mobile Development: Flutter Vs React Native Development Comparison and Performance Checks

In the left corner is React Native from Facebook, on the right is Google’s Flutter. What stands behind these two popular frameworks? Why are they popular? Which one is more effective? How can …

Milestone Has Passed: 15,000 of Dozens App Users

Milestone Has Passed: 15,000 of Dozens App Users

I love to develop digital products. It is the most exciting activity for me, at least by now. Moreover, it is not only my passion. My team always puts their hearts and souls into our work. From the …

Comicflix: Story of App Creation to Convert Visual Content Into Comics

Comicflix: Story of App Creation to Convert Visual Content Into Comics

Visual information is more natural to perceive and quicker to absorb for most of us. It appeals to our emotions, reveals creativity, brings a stimulus and motivation to act. Moreover, it may be fun to …

Dozens App Hits Top 10 UK Banking Apps Application for July 2019

Dozens App Hits Top 10 UK Banking Apps Application for July 2019

We love to develop mobile solutions. It’s not another marketing slogan for us. Dashdevs team has the heart set on the idea of creating top-notch digital products, and we hire people who understand our …

Product Owner Talks: Designing Invite Codes for Mobile App

Product Owner Talks: Designing Invite Codes for Mobile App

Have you ever googled “Uber invite codes”? There will be thousands of results with suggestions on how to use this invite codes, how to receive extra bonuses, how to ride for free forever. There are …

.NET Unit Testing: Tools

.NET Unit Testing: Tools

The necessity of unit testing ceased to be the subject of discussion lately: the real-life practice has proved, that unit tests are essential for a stable product. But speaking about the necessity of …

Logical Design ... or Designers' Logic

Logical Design ... or Designers' Logic

It is not another design article. It is just a confession about my pain. My personal belief is that everything in the design must be logical. No matter if you create the UI for the application or you …

Dozens App Is Named a Gamechanger by UK Startups 100 Index

Dozens App Is Named a Gamechanger by UK Startups 100 Index

Dozens — a digital branchless financial institution, the technical partner of which is Dashdevs, entered the UK Startups 100 Index with the top 25th position. The Startups.co.uk entitled Dozens a …

Mobile App Authorization: Brand-New Approach to Banking App

We all live in a digitized world. We use dozens of different applications daily. Messaging apps, sport tracking apps, apps to manage daily tasks, audio and/or video providers, banking apps, and …

Trends in Software Development Revealed at WWDC'19

Trends in Software Development Revealed at WWDC'19

1. Swift UI — new UI implementation on iPhone Vision: Modern way to create and support your UI for iOS, iPadOS, watchOS, tvOS. Before: UIKit was designed during the Objective-C era and missed some …

Digital Product Startups: How to Avoid Product Issues

Digital Product Startups: How to Avoid Product Issues

The moment an idea sneaks in the startuppers’ head, it occupies every free space it can. One doesn’t want to evaluate it. One just wants to deliver it on. The entrepreneurs who are led by such a …

Crypto messenger app: Effective Mix of Privacy and Add Values

Crypto messenger app: Effective Mix of Privacy and Add Values

Time is fleeting. It seems like yesterday to make a transaction or receive the money we had to go to the banks, stand in queues, experience technical issues which caused a delay in the whole process. …

The Fintech Revolution in Banking Services

The Fintech Revolution in Banking Services

When we hear or read of failure, we usually remember our hard times or even some painful situations. Our unconscious fear of fatality raises in our minds. But we also know that failures happen, and if …

Dozens: from an Idea to the Digital Financial Institution in 9 Months

Dozens: from an Idea to the Digital Financial Institution in 9 Months

Have you ever thought about launching a successful digital product? Dreaming of a brilliant idea that would change the world, attract followers, and enhance global consciousness. We are constantly …

What is Neuro-Linguistic Programming in Product Development

What is Neuro-Linguistic Programming in Product Development

Despite widespread misconceptions, Neuro-Linguistic Programming (NLP) is not only about communication and manipulations. And definitely not about the picks-up and sexual seduction. Never mind the …

How to Implement Artificial Neural Network in iOS App

How to Implement Artificial Neural Network in iOS App

Machine learning is one of the top topics popular online. There appear more and more articles, discussions and examples of implementation of ML in solutions addressing real tasks in the media. Among …

Challenging Beyond the Challengers: Digital Banking Development

Challenging Beyond the Challengers: Digital Banking Development

“I have learned that success is to be measured not so much by the position that one has reached in life as by the obstacles which he has had to overcome while trying to succeed.” — Booker T. …

Core Rules And Principles Of Writing Testable Code

Core Rules And Principles Of Writing Testable Code

Every developer knows that the testable code can make life easier. There are a lot of books and articles written about unit-testing. Particular attention is paid to Test-driven development (TDD) as …

How to Set Your Mindset for Product-Oriented Thinking

How to Set Your Mindset for Product-Oriented Thinking

Outsourcing is a rather popular approach for the software industry. Companies start to use it because they want to solve some internal issues. They want to reduce the cost, increase the speed of …

How to Develop a Messaging App

How to Develop a Messaging App

One of the biggest mistakes of software engineers on the implementation stage is a lack of understanding of the specific issue they face or lack of will to find the right solution. Moreover, there …

Messaging App Development: Must-Have Features

Messaging App Development: Must-Have Features

This year has already prepared many surprises for each of us. The technological tsunami carries us faster and faster to the “new reality”: AI-powered technologies, machine learning, neural networks, …

Designers and developers collaboration for successful app creation

Designers and developers collaboration for successful app creation

What is the difference between a designer and an artist? What is the primary goal of design? How can you recognize outstanding design? My mind is getting around the answers to these questions. I am …

How Google Employee Helped to Steal Users Data

How Google Employee Helped to Steal Users Data

2% of the free domains contain previous users' personal data that can be easily stolen. Sounds crazy! Even if you don’t use your domain it can afflict damage to you and your business. I would like to …

Quick Guide On How to Develop a Mobile Fintech App

Quick Guide On How to Develop a Mobile Fintech App

There hardly exists a sphere of human activities untouched by mobile applications. Apps fit the swift pace of life entirely. We get used to the level of comfort mobile services provide anywhere and at …

How to Avoid Apple Reject when Submit the App Store for Review

How to Avoid Apple Reject when Submit the App Store for Review

The Apple team has a strict vision concerning the quality of mobile applications. This is really great for the users because the Apple team works hard to make the App Store a trustworthy ecosystem. …

The Dunning-Kruger Effect on Startups

The Dunning-Kruger Effect on Startups

“Startup” has become a usual word for us. Everybody knows what it means, but this word had no official definition for a long period of time. Commonly when we talk about a startup, we often think about …

Digital product development: Creating Budgeting App

Digital product development: Creating Budgeting App

My very first budgeting tool was MS Excel. It was a really convenient solution 12 years ago. I created my budget items and planned my expenses per month. Every evening I put some numbers in this …

Design Checklist for the Perfect Charts Development

Design Checklist for the Perfect Charts Development

Many applications use charts to simplify the perception of numeric information for a user. It is a straightforward and user-friendly solution. Nowadays we can not imagine any monitoring, health or …

Hiring tips: How We Hire A+ People For the Team

Hiring tips: How We Hire A+ People For the Team

When you have really good people, you don’t have to baby them. By expecting them to do great things, you can get them to do great things. A+ players like to work together, and they don’t like it if …

We’re making headway: Dashdevs results 2018 in numbers

We’re making headway: Dashdevs results 2018 in numbers

The year 2018 is over. This period was a full plate of great projects and prospective products for our sci-tech crew. Some projects were a challenge for us but the results we’ve got are colossal. …

KYC: How to Avoid Fraud in Your Fintech App

KYC: How to Avoid Fraud in Your Fintech App

Nowadays, people can run the world via their mobile phones. We can communicate with friends, perform task management, financial operations, order or buy things, and so on. Nearly every aspect of our …

Clipshot App: Advanced Shooting Accessories

Clipshot App: Advanced Shooting Accessories

“Wow! It is super cool!” — the most concise client’s feedback “We did the Clipshot app on the basis of the knowledge of mathematics, statistics and computer science” — points out the formula of …

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