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Introduction to Insurtech: Business Models, Challenges, Trends, and Prominent Examples

Introduction to Insurtech: Business Models, Challenges, Trends, and Prominent Examples

Insurance is one of the most conservative industries, so it comes as no surprise that it has been slow in adopting innovation. However, just as fintechs are shaking up the banking and financial …

How to Write Good Software Requirements Specification for Your Mobile Application Development Project

How to Write Good Software Requirements Specification for Your Mobile Application Development Project

Considering custom mobile app development services, you probably stumble upon the term ‘software or mobile app requirements document’ too often. For experienced technology companies like …

All You Need to Know About California Consumer Privacy Act 2020: Terms, Guidance, and Implications

All You Need to Know About California Consumer Privacy Act 2020: Terms, Guidance, and Implications

Before the 1st of January 2020, many world-wide businesses had started to update their digital assets to become compliant with a California Consumer Privacy Act that recently has taken effect and …

How to Start a Fintech Company and Make It Successful. Part 1

How to Start a Fintech Company and Make It Successful. Part 1

The industry of financial technology products is moving into top gear with each passing year. The total fintech funding has already topped $8.3B according to the CB Insights report. Innovators and …

Robotic Process Automation is to Become a Growth Strategy for the Financial Services Industry

Robotic Process Automation is to Become a Growth Strategy for the Financial Services Industry

With the expansion and maturity of computer processing capabilities, information technology has already reached the point where it can deliver human-like tasks. Although some individuals — including …

The Growth of Banking Software as a Service and the Pi1 Case: Building Bank of the Future Today

The Growth of Banking Software as a Service and the Pi1 Case: Building Bank of the Future Today

Up until more recently, traditional banks and reputable financial institutions were the only way for individuals to gain access to any type of financial services, either payments, transfers, or loans. …

Dashdevs Year in Review: The Biggest Achievements and Brightest Moments from 2019

Dashdevs Year in Review: The Biggest Achievements and Brightest Moments from 2019

Snow is all over the streets, Christmas lights and New Year trees are shining across the city, making this time of the year so very special. Traditionally, in late December, I analyze the past 12 …

The Ultimate Guide to Fintech Development Outsourcing: How to Make It Work

The Ultimate Guide to Fintech Development Outsourcing: How to Make It Work

Fintech ceases to be a simple buzzword and a short-term trend. These days it is one of the most promising and ambitious branches, and the numbers speak for themselves. As of February 2019, there were …

The True Cost of Change in Software Development: a Guide for Non-Technical Management Teams

The True Cost of Change in Software Development: a Guide for Non-Technical Management Teams

Have you ever thought of how long does it take to change one text label in a mobile application? It is way too common request from a client of any outsourcing or product company, and working on over …

The Internet of Payments and Benefits of IoT in Financial Services That You Miss

The Internet of Payments and Benefits of IoT in Financial Services That You Miss

From smart speakers, wearables, and refrigerators to self-driving cars, connected homes, and smart cities — internet connectivity continually pushes back the limits and wins new markets. It can be …

Top 20 Critical Steps in Product Development Process That You Miss

Top 20 Critical Steps in Product Development Process That You Miss

The development of digital assets is not only about designing, coding, and verifying the quality of mobile and web applications. There is a variety of activities that must be done to create useful and …

PSD2 and Open Banking Bring About New Security Threats

PSD2 and Open Banking Bring About New Security Threats

In September 2019, an updated European Union (EU) regulation, namely the Revised Payment Service Directive, and a global Open Banking API standard have entered into force. A few days after the …

Five Steps to Legacy IT Modernization in Banking & Financial Institutions

Five Steps to Legacy IT Modernization in Banking & Financial Institutions

Nearly all services and products provided by financial institutions are technology-based, while the introduction of Open Banking and PSD2 regulations, aggressive evolution of mobile banking, and the …

Product Owner Talks: Toolset To Boost Your Product Owner’s Productivity

Product Owner Talks: Toolset To Boost Your Product Owner’s Productivity

A product owner is one of the essential roles for the product development team, especially when we speak about digital products. The software development process requires us to know the behavioral …

The Biggest Problems of Loyalty Programs

The Biggest Problems of Loyalty Programs

The digital loyalty program has become an essential part of the digital ecosystem of modern brands. A brand’s loyal audience regularly uses its application, interacts with its products, and even …

What Is the Iron Triangle for Outsourcing Companies

What Is the Iron Triangle for Outsourcing Companies

Partnership with IT outsourcing companies is an internationally recognized approach for efficient software product development. Experienced vendors are ready to cooperate with companies of all sizes …

Product owner talks: Beacons technology in use

Product owner talks: Beacons technology in use

Every day we stuck in our phones for hours reading, playing, surfing on the Internet, and working in different mobile applications. Brands figured this out a while ago and started to develop digital …

Fintech Autumn 2019: NOAH Conference, FinTECHTalents, and Project Imagine Debut

Fintech Autumn 2019: NOAH Conference, FinTECHTalents, and Project Imagine Debut

The whole 2019 year was very dynamic and fascinating for the DashDevs team, and this autumn was no exception. In October and November, our CEO, Igor Tomych, and VP of Business Development Departments, …

Software Development Tips: Questions you should ask

Software Development Tips: Questions you should ask

Even from the first days of our life, we are curious about the world around us. Within the first couple of years, we begin asking tons of questions like “Why is the grass is green?”, …

Product owner talks: Defining the Iron Triangle for a Project

Product owner talks: Defining the Iron Triangle for a Project

A fortified digital ecosystem is one of the most valuable competitive advantages that a business can have. Information technologies are moving brands to the future with improved solutions, software, …

Data Science use cases in the Fintech Industry

Data Science use cases in the Fintech Industry

Data Science has turned into a hype technology in the modern world and has created much buzz in all industries. It combines statistics, mathematics, data analysis, machine learning, and visualization …

Fintech Trends to Dominate in 2020

Fintech Trends to Dominate in 2020

The pace of change in the banking and financial services (FS) field has never been faster, and fintech is at the epicenter of this reinvention. In the last few years, we’ve witnessed the …

Product Owner Talks: The Introduction to Product Management Team

Product Owner Talks: The Introduction to Product Management Team

The digitalization of businesses is moving fast. Companies are creating more and more applications for their end-users and internal needs. AI-powered chatbots are ready to replace real humans. Gartner …

Product Owner Talks: 20 Digital Twins Solution Providers

Product Owner Talks: 20 Digital Twins Solution Providers

What is the most valuable commodity we have in today’s modern world? The answer is time. We strive to spend less time on unnecessary actions, automating repetitive processes, and speeding up how we …

Dozens App Story: Becoming a Top UK Fintech App in One Year

Dozens App Story: Becoming a Top UK Fintech App in One Year

A year has passed since the release of Dozens app to the stores. Now, this fintech application has over 20k of real registered users who are the owners of beautiful yellow and grey debit cards. …

Stop Wasting Your Designers Time

Stop Wasting Your Designers Time

Product design is the combination of the user experience (UX) and user interface (UI) empowered by product vision, marketing strategy, and customer behavioral analysis. Sometimes a product designer’s …

How to Choose a Technology Stack for Mobile Application Development

How to Choose a Technology Stack for Mobile Application Development

Which programming language should we choose? How should we store our data? What’s the most advantageous technology stack for mobile applications? — These are just a few questions that we often …

Product Owner Talks: Digital Twin and the Digital Thread

Product Owner Talks: Digital Twin and the Digital Thread

The company productivity enhancement process starts with an overview of the product and its processes from a bird’s eye view. External business consultants and in-house managers try to take …

Product Owner Talks: Top Five Trends in Digital Product Development

Product Owner Talks: Top Five Trends in Digital Product Development

The total digitalization of everyday activity is changing our perception of the world. Today people can hardly imagine their lives without smartphones and gadgets. They help us with everything - …

Four Best Application Monetization Strategies for Fintech Firms

Four Best Application Monetization Strategies for Fintech Firms

The world becomes more user-friendly with the digitization of financial processes, integration of AI technologies, smarter use of data analytics, and the faster pace of innovations. People are …

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 3

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 3

This is the final article in our series dedicated to the implementation of in-app purchase (IAP) functionality in iOS applications. In our first part, we’ve talked about IAP types and standard …

Product owner talks: Opening an API

Product owner talks: Opening an API

The process of mobile and web application development becomes more fluent with every passing year. The most significant changes and the most exciting solutions were brought by big companies that …

How Consulting Services Help FinTechs Save Money and Drive Innovation

How Consulting Services Help FinTechs Save Money and Drive Innovation

Let’s suppose that you are a bank executive and you are contending with a multifunctional, low-priced, digital bank with global presence: people access their accounts easily and quickly via …

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 2

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 2

According to Statista prediction, mobile apps will generate 188.9 billion U.S. dollars in revenues via app stores and in-app advertising in 2020. These numbers are incredible and they stress the fact …

Project Cost Estimation: The Ultimate Guide For Stakeholders With The Dashdevs Approach

Project Cost Estimation: The Ultimate Guide For Stakeholders With The Dashdevs Approach

To be commercially viable in the current climate, in any industry, companies are getting through the unprecedented change triggered by such factors as the high-level economic power shift, the pace of …

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 1

The Ultimate Guide to In-App Purchase in iOS Application Development: Part 1

Mobile app development for business usually aims to create one more channel to serve clients and sell products and services, both physical and digital. To put it short, businesses earn money via …

Product Owner Talks: Basic Security Checklist

Product Owner Talks: Basic Security Checklist

Today I’m going to review a bit of an untypical subject for a product owner – cybersecurity. I think that this topic is really important for product and project managers. It is our duty to create …

Welcome AI: 7 Ways How Chatbots Make Your FinTech App Better

Welcome AI: 7 Ways How Chatbots Make Your FinTech App Better

The financial services and banking industry is actively adopting conversation. Today we are surrounded by gadgets and applications that listen, analyze, and answer our questions and concerns. We …

Kotlin vs Java: What Software Engineers Choose for Android Development

Kotlin vs Java: What Software Engineers Choose for Android Development

On May 2019, Google announced Kotlin a preferred language for Android development. Every industry has a topic to “holy-war” about. Competition between Kotlin and Java used to be a stumbling point of …

Apple Special Event September 2019

Apple Special Event September 2019

We are continually tacking on the wave of technological trends in the mobile and web development industry. It is essential for us as we strive to produce high-quality software for our customers. For …

Swapping Horses in Midstream of Delivery App Development Process

Swapping Horses in Midstream of Delivery App Development Process

Starting the development of a standard app, you usually do not expect you would face challenges, questions, improvements, updates, or unpredicted issues. If there are hundreds of analogs in the app …

What Designers Need to Know About Server Side When Creating Mobile Apps

What Designers Need to Know About Server Side When Creating Mobile Apps

I have thousands of applications on my devices. I’m an active user of iPhone and Samsung at the same time. If smartphone addiction comes to your mind, you did not guess it right. I am a product …

The Future of Banking and Financial Services Now Depends on PSD2 and Open Banking API

The Future of Banking and Financial Services Now Depends on PSD2 and Open Banking API

Digital is redefining the future of banking and financial services in a myriad of ways. While for most incumbents, that means embracing an entirely new approach to doing business. Today people are …

FitGrid — Balanced Fitness Application for Users and Studios

FitGrid — Balanced Fitness Application for Users and Studios

It is no surprise that fitness and sport are so popular. Physical activity is natural for people. People are looking for two things to feed their soul. These things are inspiration and connection. In …

Cross-platform Mobile Development: Flutter Vs React Native Development Comparison and Performance Checks

Cross-platform Mobile Development: Flutter Vs React Native Development Comparison and Performance Checks

In the left corner is React Native from Facebook, on the right is Google’s Flutter. What stands behind these two popular frameworks? Why are they popular? Which one is more effective? How can Flutter …

Milestone Has Passed: 15,000 of Dozens App Users

Milestone Has Passed: 15,000 of Dozens App Users

I love to develop digital products. It is the most exciting activity for me, at least by now. Moreover, it is not only my passion. My team always puts their hearts and souls into our work. From the …

Comicflix: Story of App Creation to Convert Visual Content Into Comics

Comicflix: Story of App Creation to Convert Visual Content Into Comics

Visual information is more natural to perceive and quicker to absorb for most of us. It appeals to our emotions, reveals creativity, brings a stimulus and motivation to act. Moreover, it may be fun to …

Dozens App Hits Top 10 UK Banking Apps Application for July 2019

Dozens App Hits Top 10 UK Banking Apps Application for July 2019

We love to develop mobile solutions. It’s not another marketing slogan for us. Dashdevs team has the heart set on the idea of creating top-notch digital products, and we hire people who understand our …

Product Owner Talks: Designing Invite Codes for Mobile App

Product Owner Talks: Designing Invite Codes for Mobile App

Have you ever googled “Uber invite codes”? There will be thousands of results with suggestions on how to use this invite codes, how to receive extra bonuses, how to ride for free forever. There are …

.NET Unit Testing: Tools

.NET Unit Testing: Tools

The necessity of unit testing ceased to be the subject of discussion lately: the real-life practice has proved, that unit tests are essential for a stable product. But speaking about the necessity of …

Logical Design ... or Designers' Logic

Logical Design ... or Designers' Logic

It is not another design article. It is just a confession about my pain. My personal belief is that everything in the design must be logical. No matter if you create the UI for the application or you …

Dozens App Is Named a Gamechanger by UK Startups 100 Index

Dozens App Is Named a Gamechanger by UK Startups 100 Index

Dozens — a digital branchless financial institution, the technical partner of which is Dashdevs, entered the UK Startups 100 Index with the top 25th position. The Startups.co.uk entitled Dozens a …

Mobile App Authorization: Brand-New Approach to Banking App

We all live in a digitized world. We use dozens of different applications daily. Messaging apps, sport tracking apps, apps to manage daily tasks, audio and/or video providers, banking apps, and …

Trends in Software Development Revealed at WWDC'19

Trends in Software Development Revealed at WWDC'19

1. Swift UI — new UI implementation on iPhone Vision: Modern way to create and support your UI for iOS, iPadOS, watchOS, tvOS. Before: UIKit was designed during the Objective-C era and missed some …

Digital Product Startups: How to Avoid Product Issues

Digital Product Startups: How to Avoid Product Issues

The moment an idea sneaks in the startuppers’ head, it occupies every free space it can. One doesn’t want to evaluate it. One just wants to deliver it on. The entrepreneurs who are led by such a …

Crypto messenger app: Effective Mix of Privacy and Add Values

Crypto messenger app: Effective Mix of Privacy and Add Values

Time is fleeting. It seems like yesterday to make a transaction or receive the money we had to go to the banks, stand in queues, experience technical issues which caused a delay in the whole process. …

The Fintech Revolution in Banking

The Fintech Revolution in Banking

When we hear or read of failure, we usually remember our hard times or even some painful situations. Our unconscious fear of fatality raises in our minds. But we also know that failures happen, and if …

Dozens: from an Idea to the Digital Financial Institution in 9 Months

Dozens: from an Idea to the Digital Financial Institution in 9 Months

Have you ever thought about launching a successful digital product? Dreaming of a brilliant idea that would change the world, attract followers, and enhance global consciousness. We are constantly …

What is Neuro-Linguistic Programming in Product Development

What is Neuro-Linguistic Programming in Product Development

Despite widespread misconceptions, Neuro-Linguistic Programming (NLP) is not only about communication and manipulations. And definitely not about the picks-up and sexual seduction. Never mind the …

How to Implement Artificial Neural Network in iOS App

How to Implement Artificial Neural Network in iOS App

Machine learning is one of the top topics popular online. There appear more and more articles, discussions and examples of implementation of ML in solutions addressing real tasks in the media. Among …

Challenging Beyond the Challengers: Digital Banking Development

Challenging Beyond the Challengers: Digital Banking Development

“I have learned that success is to be measured not so much by the position that one has reached in life as by the obstacles which he has had to overcome while trying to succeed.” — Booker T. …

Writing Testable Code. Main Rules

Writing Testable Code. Main Rules

Every developer knows that the testable code can make life easier. There are a lot of books and articles written about unit-testing. Particular attention is paid to Test-driven development (TDD) as …

Product Mindset is the Key to the Success

Product Mindset is the Key to the Success

Outsourcing is a rather popular approach for the software industry. Companies start to use it because they want to solve some internal issues. They want to reduce the cost, increase the speed of …

How to Develop a Messaging App

How to Develop a Messaging App

One of the biggest mistakes of software engineers on the implementation stage is a lack of understanding of the specific issue they face or lack of will to find the right solution. Moreover, there …

Messaging App Development: Must-Have Features

Messaging App Development: Must-Have Features

This year has already prepared many surprises for each of us. The technological tsunami carries us faster and faster to the “new reality”: AI-powered technologies, machine learning, neural networks, …

Designers and developers collaboration for successful app creation

Designers and developers collaboration for successful app creation

What is the difference between a designer and an artist? What is the primary goal of design? How can you recognize outstanding design? My mind is getting around the answers to these questions. I am …

How Google Employee Helped to Steal Users Data

How Google Employee Helped to Steal Users Data

2% of the free domains contain previous users’ personal data that can be easily stolen. Sounds crazy! Even if you don’t use your domain it can afflict damage to you and your business. I would …

How to Develop a Fintech App. Hints from Fields

How to Develop a Fintech App. Hints from Fields

There hardly exists a sphere of human activities untouched by mobile applications. Apps fit the swift pace of life entirely. We get used to the level of comfort mobile services provide anywhere and at …

How to Avoid Apple Reject when Submit the App Store for Review

How to Avoid Apple Reject when Submit the App Store for Review

The Apple team has a strict vision concerning the quality of mobile applications. This is really great for the users, because the Apple team works hard to make the App Store a trustworthy ecosystem. …

The Dunning-Kruger Effect on Startups

The Dunning-Kruger Effect on Startups

“Startup” has become a usual word for us. Everybody knows what it means, but this word had no official definition for a long period of time. Commonly when we talk about a startup, we often think about …

Digital product development: Creating Budgeting App

Digital product development: Creating Budgeting App

My very first budgeting tool was MS Excel. It was a really convenient solution 12 years ago. I created my budget items and planned my expenses per month. Every evening I put some numbers in this …

Design Checklist for the Perfect Charts Development

Design Checklist for the Perfect Charts Development

Many applications use charts to simplify perception of numeric information for a user. It is a straightforward and user-friendly solution. Nowadays we can not imagine any monitoring, health or trade …

Hiring tips: How We Hire A+ People For the Team

Hiring tips: How We Hire A+ People For the Team

When you have really good people, you don’t have to baby them. By expecting them to do great things, you can get them to do great things. A+ players like to work together, and they don’t like it if …

We’re making headway: Dashdevs results 2018 in numbers

We’re making headway: Dashdevs results 2018 in numbers

The year 2018 is over. This period was a full plate of great projects and prospective products for our sci-tech crew. Some projects were a challenge for us but the results we’ve got are colossal. …

KYC: How to Avoid Fraud in Your Fintech App

KYC: How to Avoid Fraud in Your Fintech App

Nowadays, people can run the world via their mobile phones. We can communicate with friends, perform task management, financial operations, order or buy things, and so on. Nearly every aspect of our …

Clipshot App: Advanced Shooting Accessories

Clipshot App: Advanced Shooting Accessories

“Wow! It is super cool!” — the most concise client’s feedback “We did the Clipshot app on the basis of the knowledge of mathematics, statistics and computer science” — points out the formula of …

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