Money20/20 Europe 2025: The Pulse of Global Fintech — Our Team’s Reflections

Earlier this June, the DashDevs team joined the world’s top fintech minds at Money20/20 Europe 2025 in Amsterdam. Spanning three intense days at the RAI, this year’s conference was a masterclass in what’s next for payments, banking, AI, and financial infrastructure.

More than just a networking opportunity, Money20/20 was a convergence of visionaries, builders, and regulators, all working to define fintech’s next chapter.

DashDevs at Money20/20: Our Team

Our leadership team - Igor Tomych (CEO) and Artem Boboshko (VP of Business Development) - met with fintech founders, platform innovators, and global bank execs to exchange insights and forge new partnerships.

What made this year different was the clarity. Everyone knows the direction now — embedded finance, AI, open infrastructure — but execution is what separates leaders from followers.

Event Agenda Highlights: 3 Days of Insight, Innovation, and Momentum

Day 1: Foundations of Scale and Strategy

• TS Anil (Monzo CEO) shared Monzo’s international growth plans, beginning with Ireland, while reflecting on their early tech bets.
• TransferMate announced a partnership with Deutsche Bank to improve APAC cross-border payments.
• HSBC became the largest customer of Token.io, backing its account-to-account payment infrastructure.
• The tone was clear: infrastructure is not optional — it’s the battlefield.

Even global giants like HSBC are building on third-party infrastructure. That’s a signal: the new era of banking will be built by integrators.

Day 2: The Age of Autonomy and Intelligence

• Daniele Tonella (ING CTO) unveiled ING’s new AI-driven tech strategy, emphasizing operational stability and platform engineering.
• BNP Paribas and Ant International took the stage to explore tokenization and atomic settlement as levers for global money movement.
• Briana Marbury (Interledger Foundation) introduced the “Internet of Opportunity” — enabling instant remittances via open protocols.

The way AI was framed this year was real — it’s not about theory anymore. The focus has shifted to pipelines, risk mitigation, and value generation.

Day 3: The Future Is Mobile, Modular, and AI-Driven

• Nvidia led the Horizon Stage with insights on how AI factories convert data into “intelligence tokens” — a new KPI for innovation capacity.
• Liberis launched Ada, its proprietary AI underwriting agent for real-time SME financing.
• Bitrise explained how bi-weekly app releases increase user engagement by 80%, calling for fintechs to treat DevOps as a product differentiator.
• Bunq’s CEO Ali Niknam shared how the neobank dropped customer support response times from 36 hours to 47 seconds via AI.

Strategic Insights We’re Bringing Back

Across all three days, several strategic shifts became undeniable:

Conversations are moving fast — from vendor lock-in to composability, from marketing funnels to product-led growth. Fintech is becoming more agile and more complex at the same time.

A Broader Shift in Europe

One powerful session came from Griffin CEO David Jarvis, who addressed Europe’s innovation bottleneck. While early-stage fintech funding is strong, he noted gaps in follow-on capital and market access — something echoed by many regional startups we spoke to.

That’s why pan-European initiatives like EuroPA and EPI (with Revolut now on board) were such focal points. They promise instant account-to-account payments across borders — but require technical and regulatory readiness fintechs can’t afford to overlook.

What’s Next for DashDevs

Money20/20 reinforced that our mission — building flexible, regulation-ready fintech products — is more urgent than ever. Our Fintech Core solution is already aligned with the demands we heard echoed throughout Amsterdam:

• Modular architecture for fast rollout across jurisdictions
• Full source code ownership and vendor independence
• Seamless mobile integration and bi-weekly release support
• Cloud-native compliance baked into every component

The future belongs to fintechs that build with intention: fast, secure, composable. That’s exactly the infrastructure we’re enabling.

Let’s Build What’s Next — Together

Our team left Amsterdam energized and equipped with insights that we’re already applying with clients. Whether you’re launching a new fintech product, expanding across markets, or modernizing legacy systems — we’re ready to help.

Reach out to explore how DashDevs can bring your fintech vision to life.

Contact us.