Equals Money Integration for Fintech Core
Connect Equals Money accounts, payments, FX and cards through Fintech Core by DashDevs. Onboarding, account opening, beneficiaries and reconciliation are covered by the extension, so provider work does not hold up launch.
Book an Equals Money integration demoWhy Fintech Core + Equals Money
Equals Money runs the accounts and payments. Fintech Core handles everything around them.
Fintech Core by DashDevs is a composable fintech infrastructure and orchestration platform. Its Equals Money extension spans the Banking, Exchange and Cards modules, so one integration supports both money movement and cards for UK and EU customers.
Accounts, payments and FX together
Customers open an account, add beneficiaries, send transfers and convert currencies inside your product. Each step uses the same Equals Money account relationship, so your team does not have to stitch separate services together.
Operations your team can see
Provider responses and later status updates are applied to each payment or conversion as they arrive. Transaction information feeds reconciliation, so your operations team can see what has settled and what still needs review.
Configured for your programme
Individual and business customers can follow different onboarding and account paths. Fintech Core can route customers to Equals Money by market, while beneficiary confirmation and card setup follow the rules your programme defines.
Keep your own Equals Money contract
Fintech Core provides the software connection and orchestration. Accounts, payments, FX and cards come from Equals Money under your own agreement, so the provider relationship and its onboarding requirements stay with you.
What's ready out of the box
Six capabilities you don't have to build.
Individual and business accounts
Onboarding and account-opening workflows for individual and business customers. Once Equals Money confirms the account, Fintech Core links it to the customer record.
Incoming and outgoing payments
Inbound and outbound transfers over UK Faster Payments, SEPA and SWIFT. Each payment starts as pending and is tracked on the account until Equals Money reports a final status.
Beneficiaries with step-up confirmation
Customers add and manage payees in your product. A new beneficiary passes a step-up confirmation before it can receive money, and its confirmation status stays on the record.
Multi-currency FX
Currency conversion between the customer's Equals Money balances, handled through the Fintech Core Exchange module. Each conversion is submitted to Equals Money and tracked until its final status arrives.
Transaction reconciliation
Equals Money transaction information and provider updates are matched against Fintech Core records. Items that do not match are flagged, so your team can review and resolve them in the back office.
Virtual cards
A virtual card linked to the customer's Equals Money account. The card issuing fee and card management are handled in the same flow, alongside the account and its payments.
How a payment runs
From onboarding in your product to a reconciled payment on the account.
- 1
Onboard
The customer completes individual or business onboarding in your product, and Equals Money runs its own required checks.
- 2
Open the account
Fintech Core requests account opening from Equals Money and links the provider account to the customer record once confirmed.
- 3
Prepare
The customer picks an account and a beneficiary for the payment, and a new beneficiary passes step-up confirmation first.
- 4
Submit
Fintech Core sends the payment or FX conversion to Equals Money and records the initial response as pending.
- 5
Update
Later responses and events from Equals Money move the payment or conversion to its final status on the account.
- 6
Reconcile
Transaction information feeds reconciliation for operational review, and any virtual card connects to the same account relationship.
What lands on the account record
Five Equals Money payment statuses, plus the references your product and back office need.
Payment status
A payment stays pending until a later Equals Money response or event sets its final status, recorded with the time of that event.
Data
Accounts and balances
The Fintech Core customer ID is linked to the Equals Money customer and account references. Provider balances per currency stay separate from ledger records.
Payments and beneficiaries
Each payment or FX conversion is stored with the timestamp of the provider event that set its status.
- Payment and FX references
- Amounts, currencies and fees
- Beneficiary references and confirmation status
- Reconciliation outcomes, including items flagged for review
Cards
The card reference, its Equals Money account link, issuing fee and status. Full card numbers, CVV and PIN are never stored.
What stays under your control
Fintech Core handles the integration. Programme decisions and your Equals Money relationship stay with you.
Provider contract
Your agreement with Equals Money and the onboarding requirements it sets. You also decide when your credentials move from sandbox to production.
Customers and markets
Which individual and business customers you accept. You also choose the markets you serve and which customers route to Equals Money.
Rails and currencies
The currencies and payment rails you enable for each customer type, and how new payees are added and confirmed.
Pricing and card limits
The FX rates, spreads and fees you apply to conversions and payments, plus the card programme and limits your customers receive.
Permissions and events
Who in a business customer can act on the account. You also set which provider updates you process and how reconciliation is configured.
Ready to connect Equals Money to your product?
Tell us about your licence and target markets, and the workflows your customer types need. We'll walk through the Equals Money integration and the configuration your product needs.
Book an Equals Money integration demoNo commitment. Already working with Equals Money? We'll show you how to reuse your current setup.