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Thredd Integration for Fintech Core

Request, freeze, restore and terminate Thredd cards through Fintech Core by DashDevs. The dedicated card extension already covers these flows and card details retrieval, so your team starts from working code.

Book a Thredd integration demo
  • Create · Freeze · Terminate card lifecycle in one extension
  • 5 card operations delivered in the Thredd extension
  • Cards · Ledger card events and money movements connected

Why Fintech Core + Thredd

Thredd processes your card programme. Fintech Core connects it to your product.

Thredd is an issuer processing platform for card programmes. Fintech Core by DashDevs is a composable fintech infrastructure and orchestration platform with a dedicated Thredd card extension. The lifecycle work that usually takes months of mapping and testing is already done.

  • Start from flows that already run

    The Thredd extension already covers card creation, freeze and unfreeze, card details retrieval and termination. A new programme builds on those flows and spends its time on programme rules instead of rewriting integration code.

  • Card activity that reaches your operations

    Lifecycle events and authorisation handling run through the Fintech Core Cards module, together with card controls. Related financial movements are recorded in Ledger, so balances and reports follow the card activity your customers see.

  • Clear lines between programme roles

    Thredd handles processing. Your issuer and your licensed entity keep their regulated roles, and your product rules stay yours. Fintech Core provides the software connection between them and keeps each responsibility visible.

  • Keep your own Thredd contract

    Your processing agreement stays between you and Thredd. Fintech Core connects to the programme you run, and if you already work with Thredd, we can review how your current programme fits the extension.

What's ready out of the box

Six capabilities you don't have to build.

  • Create a card

    Request a new card for an eligible customer and card product through the Thredd extension. The Thredd card reference is stored against the customer in Fintech Core.

  • Freeze a card

    Temporarily block a card through Thredd when a customer reports a problem or your rules require a hold. The frozen state is recorded on the card.

  • Unfreeze a card

    Restore a frozen card to active use when your programme rules allow it. The card record returns to its active status, with the time of the change.

  • Retrieve card details

    Fetch card details from Thredd through the approved integration path. Sensitive data is shown to the cardholder without being kept in your own systems.

  • Terminate a card

    Close a card permanently through the Thredd lifecycle. The final status is recorded on the card, together with the outcome Thredd returned for the request.

  • Lifecycle events and controls

    Thredd lifecycle events and authorisation handling are processed in the Fintech Core Cards module, along with card controls. Related financial movements are posted to Ledger.

How a card request runs

From your product request to Thredd and back to the card record.

  1. 1 Request

    Your product asks for a card action, such as a freeze, for an eligible customer and card programme.

  2. 2 Validate

    Fintech Core checks the request against your programme rules and maps it to the matching Thredd operation.

  3. 3 Process

    Thredd processes the operation and returns its outcome to Fintech Core, including any rejection.

  4. 4 Update

    Fintech Core maps the Thredd response and updates the card record with the new status or the rejection reason.

  5. 5 Follow up

    Later lifecycle and financial events from Thredd are processed according to the operating mode configured for your programme.

  6. 6 Show

    The current card status and its operational history appear in your customer app and back office.

What lands on the card record

Six Thredd card statuses, plus the references and masked data your teams work with.

Card status

Status Meaning
Active
The card can be used and accepts transactions under your programme rules.
Inactive
The card exists but is not yet activated, common for new physical cards.
Do Not Honour
A temporary block. Transactions are declined, and the card can be restored later.
Restricted
A temporary block that also stops funds from being loaded onto the card.
Lost or Stolen
A permanent block after a reported loss or theft. It cannot be reversed.
Account Closed
A permanent closure. The card stays closed and cannot return to active use.

When Thredd rejects a create, freeze, unfreeze or terminate request, Fintech Core records the returned outcome on the card so your team can follow up.

Data

  • References

    The Fintech Core customer is linked to the Thredd card reference, so every operation traces back to one cardholder. Each status change carries its time.

  • Card details

    Masked display data, such as the last four digits and expiry date. Full card number, CVV and PIN stay with the processor and reach the cardholder only through secure retrieval.

  • Transactions

    References and timestamps for authorisations and later financial events, linked to the matching Ledger records so balances reflect the right stage of each transaction.

What stays under your control

Fintech Core handles the integration. The programme decisions behind your cards stay with you.

  • Issuer and scheme

    You choose and contract the issuer, BIN sponsor and scheme arrangement behind your cards, and complete certification for your specific programme.

  • Card products

    Card types, product names and card design follow your brand and your programme approvals.

  • Authorisation and funding

    You decide with Thredd how authorisations are handled and which operating mode runs. You also define where balances sit and how cards are funded.

  • Controls and events

    Freeze rules, limits and other controls follow your risk and product policies. You agree which Thredd events change card status for customers.

  • Support and reporting

    You set the support process for cardholders and the reports your teams and partners need.

Ready to connect Thredd to your product?

Tell us about your licence or issuing partner, target markets, customer types and required workflows. We'll walk through the Thredd integration and the configuration your product needs.

Book a Thredd integration demo

No commitment. Already working with Thredd? We'll show you how your current programme fits the extension.