Wise Platform Integration for Fintech Core
Connect multi-currency balances and card spending through the Wise Platform integration in Fintech Core by DashDevs. Build journeys around Wise accounts and physical or virtual debit cards, within your approved programme.
Book a Wise Platform integration demoWhy Fintech Core + Wise Platform
Wise runs the accounts and cards. Fintech Core handles everything around them.
Fintech Core by DashDevs is a composable fintech infrastructure and orchestration platform. For Wise Platform, it provides the software connection between your product and Wise, while Wise supplies the regulated account and card services under your partner agreement.
One balance model behind every card
Each Wise card draws on a Wise Multi-Currency Account. Fintech Core keeps the account and the linked card together on the customer record, so funding is easier to explain and to reconcile in operations.
Card controls customers can use
Wise supports card status changes alongside spending permissions and limits. The integration brings the controls your programme allows into your product, so a customer can freeze a lost card without waiting for support.
Account and card activity in one view
Account and card events are tied to the customer profile and its transaction history. Support and operations teams see the same status and references as the customer, which shortens investigations.
Keep your own Wise Platform contract
Your partner agreement with Wise stays yours, and it sets how the integration authenticates. Fintech Core connects to the programme you have agreed with Wise and works within the maximums Wise sets.
What's ready out of the box
Five capabilities you don't have to build.
Profile and account connection
Links the customer in your product to their Wise profile and their Wise Multi-Currency Account, including the currency balances that account holds.
Physical and virtual cards
Requests the physical or virtual debit cards your approved programme offers and links each card to the customer's Multi-Currency Account. The order state Wise returns is kept on the card record.
Card status management
Moves a card between the states Wise supports, such as freezing and reactivating it, and records each change on the card record so support sees it too.
Spending permissions and limits
Applies the channel permissions and the profile-level and card-level limits your programme enables, within the maximums Wise sets for each profile and card.
Card transaction visibility
Brings card transaction information into the customer's history and the back office, so operations teams can follow activity and answer support queries with the same data.
How a card order runs
The path from a card request in your product to the customer record.
- 1
Onboard
The customer completes the onboarding and eligibility process agreed with Wise, and the product waits for the outcome.
- 2
Connect
Fintech Core links the customer's Wise profile and Multi-Currency Account to the customer record and stores the Wise identifiers.
- 3
Order
The customer picks a physical or virtual card. Fintech Core sends the order to Wise and records the returned order state.
- 4
Present
Once Wise confirms the account and card details, balances and the card controls your programme permits appear in the product.
- 5
Update
Card status changes and transaction updates arrive from Wise as webhook events or are retrieved, then mapped to the records.
- 6
Support
The customer and your operations team work from the same status and transaction history when handling questions or limit changes.
What lands on the customer record
Four Wise card and order states, plus the references and balances your teams need.
Card status
Wise can also change a card's status if it suspects fraud. Its card status change webhook reports each change, which the integration maps to the card record.
Data
Accounts
Wise profile and Multi-Currency Account references tie the customer record to Wise, with the currencies held and their balances as last reported by Wise.
Cards
Card references and the order state with the time of the latest update, plus the controls in force for each card.
- Profile-level and card-level spending limits
- Enabled channels, such as online, contactless or ATM use
Transactions
Wise transaction references, amounts, currencies and timestamps for card activity, each linked to the card and account it belongs to.
What stays under your control
Fintech Core handles the integration. Your programme decisions and your Wise relationship stay with you.
Partner model
Your commercial and partner arrangement with Wise, which also sets how your product and Fintech Core authenticate with Wise.
Markets and customers
Where you offer accounts and cards, and to whom, as approved by Wise. Worldwide card acceptance does not extend your programme to every market.
Accounts and funding
How customer accounts are set up and funded, including which currency balances customers can hold in your programme.
Card products
Which physical and virtual card products you offer and how they look under your brand.
Controls and rollout
Which card controls customers can change themselves, and when you move from the Wise sandbox to production after the agreed test plan.
Ready to connect Wise Platform to your product?
Tell us your licence or partner model, target markets, customer types and required workflows. We'll walk through the Wise Platform integration and the configuration your product needs.
Book a Wise Platform integration demoNo commitment. Already working with Wise Platform? We'll show you how to reuse your current setup.