FinTech Software
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DashDevs — A Trusted fintech software development company
The DashDevs team specializes in crafting financial products — from banking applications and B2B payment solutions to wallets, investment platforms, and beyond. With a proven portfolio of over 80 impactful fintech solutions and experience with customers from around the globe, we are fully empowered to bring your vision to life.
Why to Start with a FIntech software product
It’s easy to claim that the fintech niche is booming. Right now, the popularity of payment, banking, trading, crowdfunding, lending, and other software options that target both businesses and individuals is on the rise. Despite the high competition level, entering the niche for new players, both startups and non-fintech businesses with non-financial main offerings, is possible. But remember that having the right tech partner is half the battle.
$313
billion
is the size of the global fintech market
85%
CAGR of
is the predicted global fintech market annual growth rate
$16
trillion
from $9 trillion in 2023 to $16 trillion by 2028 is the predicted increase in global digital wallet transaction volume
2.5%
1.5%-3.5% is the average fee per online transaction
26K
startups
are belonging the global fintech ecosystem, which is a notable rise from 12,000 in 2019
$1.5
trillion
$245 billion in 2022 to $1.5 trillion by 2030 is the predicted rise in fintech revenue globally Sources: Technavio, Statista, CFC, Forbes
Get Started with your fintech product with dashdevs
Our custom Fintech software development services
Dashdevs offers a range of development services tailored to businesses of all sizes, from startups to enterprise-level businesses across diverse industries. Below is an overview of our main service lines.
Core Banking & Infrastructure
Banking solutions
We empower banks to digitally transform with our specialized fintech software development. This includes KYC automation, banking rails integration, card issuing, and acquiring/payment processing. We also support regulatory reporting, mobile banking apps, and customer portal development.
Payment gateway development
Within our financial software development services we greate customer-fasing environments that ensure a secure transmission of customer data to acquirers. We support in-store, online, and in-app payments with an emphasis on compliance.
General ledger
DashDevs provides custom fintech software development for general ledger needs. Our solutions cover multi-entity accounting, real-time balances, double-entry bookkeeping, and reconciliation. We also offer seamless integration with third-party systems.
Open banking
Our fintech software development company connects financial institutions to real-time data. We enable features like account consolidation, payment initiation, and customer financial insights. This solution is secure, efficient, and designed for modern banking.
Banking solutions
We empower banks to digitally transform with our specialized fintech software development. This includes KYC automation, banking rails integration, card issuing, and acquiring/payment processing. We also support regulatory reporting, mobile banking apps, and customer portal development.
Payment gateway development
Within our financial software development services we greate customer-fasing environments that ensure a secure transmission of customer data to acquirers. We support in-store, online, and in-app payments with an emphasis on compliance.
General ledger
DashDevs provides custom fintech software development for general ledger needs. Our solutions cover multi-entity accounting, real-time balances, double-entry bookkeeping, and reconciliation. We also offer seamless integration with third-party systems.
Open banking
Our fintech software development company connects financial institutions to real-time data. We enable features like account consolidation, payment initiation, and customer financial insights. This solution is secure, efficient, and designed for modern banking.
Payments & Transaction Solutions
Domestic payments solutions
DashDevs tailors fintech development services to meet local payment needs. We support P2P, direct debit, mobile payments, credit/debit card payments, SEPA, Faster Payments, and ACH. Our services are custom-built for specific local requirements.
Acquiring & payment processing solutions
Our fintech app development services streamline payment processing by connecting to top acquirers. We support secure transactions for in-store, online, and in-app payments. Our focus is on compliance and transaction efficiency.
Cross-border payments & FX
We create fintech custom software development solutions for international transactions. This includes cross-border payment systems and currency conversion via FX provider integration. It enables effortless global money transfers for clients.
Point of sale solutions
We offer financial software development company expertise in omnichannel PoS systems. These solutions include tap-to-pay functionality for convenient retail payments. We help retailers meet modern customer payment expectations.
Domestic payments solutions
DashDevs tailors fintech development services to meet local payment needs. We support P2P, direct debit, mobile payments, credit/debit card payments, SEPA, Faster Payments, and ACH. Our services are custom-built for specific local requirements.
Acquiring & payment processing solutions
Our fintech app development services streamline payment processing by connecting to top acquirers. We support secure transactions for in-store, online, and in-app payments. Our focus is on compliance and transaction efficiency.
Cross-border payments & FX
We create fintech custom software development solutions for international transactions. This includes cross-border payment systems and currency conversion via FX provider integration. It enables effortless global money transfers for clients.
Point of sale solutions
We offer financial software development company expertise in omnichannel PoS systems. These solutions include tap-to-pay functionality for convenient retail payments. We help retailers meet modern customer payment expectations.
Card & integration Services
Card issuing
DashDevs simplifies card issuing with our fintech development services. We integrate with platforms like Marqeta, i2c, Stripe, and Galileo. This allows clients to issue physical or virtual debit and credit cards seamlessly.
Personal finance & wealth management
We develop fintech software development services for personal finance needs. These solutions include budgeting, robo-advisory, trading platforms, P2P lending, and credit monitoring. They help users manage finances and investments digitally.
Lending
Our custom fintech software development supports a variety of lending solutions. We build P2P lending systems, core lending software, loan management tools, and mortgage automation. Our solutions enable fast, data-driven lending decisions. Personal finance and wealth management
integrations for banks & fintechs
As a fintech development company, we offer integration services. We accelerate product launches by integrating essential providers. This service saves time and resources and ensures successful vendor selection for clients.
Card issuing
DashDevs simplifies card issuing with our fintech development services. We integrate with platforms like Marqeta, i2c, Stripe, and Galileo. This allows clients to issue physical or virtual debit and credit cards seamlessly.
Personal finance & wealth management
We develop fintech software development services for personal finance needs. These solutions include budgeting, robo-advisory, trading platforms, P2P lending, and credit monitoring. They help users manage finances and investments digitally.
Lending
Our custom fintech software development supports a variety of lending solutions. We build P2P lending systems, core lending software, loan management tools, and mortgage automation. Our solutions enable fast, data-driven lending decisions. Personal finance and wealth management
integrations for banks & fintechs
As a fintech development company, we offer integration services. We accelerate product launches by integrating essential providers. This service saves time and resources and ensures successful vendor selection for clients.
Insurance & Real Estate Tech
Insuretech
DashDevs delivers fintech software development to improve the insurance industry. We support underwriting, claims processing, and customer experience optimization. Our solutions are built to drive digital transformation in insurance.
Marketplaces development
Our fintech software development company offers marketplace development. We provide custom CMS, B2B, B2C, and multi-vendor support with secure cloud integration. Our solutions ensure fast, secure transactions for marketplace operators.
Real estate technology (PropTech)
We apply financial software development services to real estate technology. Our solutions enhance property transactions, optimize management, and deliver market insights. We support clients in investment, rental, and property management.
Insuretech
DashDevs delivers fintech software development to improve the insurance industry. We support underwriting, claims processing, and customer experience optimization. Our solutions are built to drive digital transformation in insurance.
Marketplaces development
Our fintech software development company offers marketplace development. We provide custom CMS, B2B, B2C, and multi-vendor support with secure cloud integration. Our solutions ensure fast, secure transactions for marketplace operators.
Real estate technology (PropTech)
We apply financial software development services to real estate technology. Our solutions enhance property transactions, optimize management, and deliver market insights. We support clients in investment, rental, and property management.
Digitalization & Apps
Fintech mobile apps
DashDevs has built over 80 custom fintech app development services. These include mobile apps for banking, payments, insurance, and more. Our apps are user-friendly and compliant, enhancing customer experience.
Digital transformation for traditional banks
Our financial software development company helps traditional banks modernize. We focus on mobile banking, process automation, and data security. Our services use microservices to streamline operations and improve service delivery.
Neobanks development
Our fintech software developers specialize in building neobanks. We provide onboarding, account management, card issuing, transaction history, and customer support features. Our services deliver fully functional digital banking platforms.
Fintech mobile apps
DashDevs has built over 80 custom fintech app development services. These include mobile apps for banking, payments, insurance, and more. Our apps are user-friendly and compliant, enhancing customer experience.
Digital transformation for traditional banks
Our financial software development company helps traditional banks modernize. We focus on mobile banking, process automation, and data security. Our services use microservices to streamline operations and improve service delivery.
Neobanks development
Our fintech software developers specialize in building neobanks. We provide onboarding, account management, card issuing, transaction history, and customer support features. Our services deliver fully functional digital banking platforms.
Consulting & Compliance
Fintech consulting
DashDevs provides expert consulting services for navigating the fintech software development landscape. We advise on cross-border payments, KYC/AML, and strategic planning. Our team supports clients through complex fintech decisions.
Compliance and security
With over 50 fintech launches, we prioritize security and compliance. Our financial software development services cover AML, KYC, GDPR, CCPA, encryption, and biometric security. We ensure robust compliance for peace of mind.
Fintech consulting
DashDevs provides expert consulting services for navigating the fintech software development landscape. We advise on cross-border payments, KYC/AML, and strategic planning. Our team supports clients through complex fintech decisions.
Compliance and security
With over 50 fintech launches, we prioritize security and compliance. Our financial software development services cover AML, KYC, GDPR, CCPA, encryption, and biometric security. We ensure robust compliance for peace of mind.
FinTech Standards and Regulations We Follow
Security standards
PCI DSS
GDPR
PA-DSS
ePrivacy
KYC
Industry methods and workflows
Central Limit Order Book (CLOB)
IOI/RFQ/Quote (Negotiation)
EMV
Digital signature regulations and standards
SES
QES
AES
eIDAS
Financial legislation and regulations
AMLD
MiFID II
PSD2
MiFIR
Technologies We Use
mobile
Swift
Java
TypeScript
Objective-c
Kotlin
C++
Dart
back-end
.Net & .Net Core
Python
Ruby
PHP 5-7
Go
Java
Node.js
front-end
React
Angular
Vue.js
devops
Kubernetes
Docker
A Fintech Mobile Investment App
Chip is a mobile app designed to revolutionize saving and investment, leveraging AI to analyze users' spending habits and income.
Our Input: For this project, we built a platform that supports customizable savings goals, real-time progress tracking, and diverse investment options. We ensured compliance with industry-specific security standards, making the system PCI/DSS compatible. Additionally, we developed an integration API.
Functionality:
Round-ups
Unified API Interface
Savings account
Investment options
Balance tracking
One-click withdrawals
Automatic saving transfers
Saving rate adjustment
Cloud storage and backup
Notifications
Third-party integrations we provide
DashDevs has in our partnership network 100+ third-party vendors, which we can integrate to enable one or another product functionality.
Financial Account Connectivity
Currency Exchange
Banking-As- A-Service
Lending-As- A-Service
Card Payment Processing
KYC & AML
Online Brokerage
Card Issuing
Our standard fintech product development process
Planning Phase
Requirements: Gathering and analyzing user needs.
Software architecture: Сreating a detailed blueprint of the system.
Design: Architecting the system and interfaces.
Execution Phase
Development: Coding and converting design into software.
Testing: Verifying software functionality and performance.
Deployment: Releasing the software to users.
Stabilization / Post-production support
Maintenance: Ongoing support and enhancements.
Phases of Our Fintech Product development process in detail
Requirements Gathering
In this stage, we work closely with stakeholders to clarify project goals, define user needs, and understand constraints. We document these requirements through functional specifications, use cases, and user stories to create a clear project scope, ensuring alignment between business objectives and technical feasibility. This foundation ensures all team members have a shared understanding of the end goals.
1Software Architecture
Here, we develop a detailed blueprint that outlines system components, modules, data flow, and technology stack choices. This architecture provides standards, best practices, and technical guidelines for the development team, promoting cohesive development and ensuring alignment with project requirements.
2UX/UI Design
In this phase, we focus on creating user-centered interfaces. We use wireframes, prototypes, and visual mockups to iteratively test and refine design elements. By incorporating user feedback and performing usability testing, we enhance both aesthetics and functionality, ensuring the final product meets user expectations and delivers a seamless experience across devices.
3Development
Then, we proceed with translating the design into functional software, working in sprints using Scrum methodologies. Each sprint delivers incremental features, allowing for continuous adaptation and improvement based on feedback. Sprint reviews and retrospectives help ensure that development aligns with project goals, addresses potential issues early, and builds on previous iterations effectively.
4Testing
Here, we thoroughly verify the software’s functionality, usability, and performance. We employ both automated testing and manual validation to identify and resolve issues early. Using defect tracking and continuous integration tools, we document test cases, scenarios, and execution reports, ensuring the product meets high standards for reliability and is ready for deployment.
5Deployment
Next, we release the software to the production environment through CI/CD pipelines. We use DevOps practices, automated deployment scripts, and monitoring tools to ensure stability, seamless deployment, and accessibility for end-users. Post-deployment checks confirm that all configurations are accurate, and monitoring enables quick responses to any issues that arise.
6maintenance
Finally, we provide continuous support, implementing updates, bug fixes, and performance monitoring. We gather client feedback and use operational insights to ensure the product remains stable, responsive, and aligned with evolving user needs. This approach enables continuous improvements, value retention, and the sustained performance of the product over its lifecycle.
7
FAQ
What is FinTech software development?
FinTech software development is creating digital solutions for financial services, streamlining tasks like banking, payments, and investments. Through fintech software development services, companies address security, compliance, and scalability challenges in finance, enabling user-friendly experiences with secure, data-driven features. This development field combines financial expertise and cutting-edge tech to meet evolving consumer needs in areas like digital banking, blockchain, and mobile payments.What software is used in FinTech?
Common software tools in FinTech include:- Digital banking platforms
- Blockchain technology
- Payment gateways
- Data analytics tools
- Machine learning frameworks
- Cybersecurity software
- Cloud solutions for scalability and security
These tools enable seamless, secure, and efficient transactions, aligning with the financial software development services provided by fintech companies. However, it’s worth noting that the fitnech niche is not limited to payment-centered solutions only. So the scope of tools in fintech, both business and development ones, is much broader.
What does a FinTech software developer do?
A fintech software developer builds, maintains, and improves digital applications tailored to financial needs. This role involves working on custom fintech software development, from payment systems to secure mobile banking apps. Developers focus on security, compliance, and user experience, ensuring robust solutions that meet industry standards. They are essential for fintech app development services that address financial tech demands in today’s market.What is the average cost of custom software development?
The cost of custom software development varies widely, depending on project scope, complexity, and developer rates. For fintech custom software development, expect prices ranging from $50,000 to over $500,000. Choosing the right fintech development company with expertise in financial software development services can optimize costs, ensuring that the final product meets specific financial requirements effectively.What fintech services does Dashdevs provide?
DashDevs provides comprehensive fintech development service lines, including:- Core banking and infrastructure
- Payments and transactions
- Card and lending
- Insurance and real estate tech
- Cryptocurrency and blockchain
- Digitalization and apps
- Consultation and compliance
We have multiple service options within each service category. Besides, we can tailor our services to your particular request and need.
How do I find the right fintech software development company?
Finding the right fintech software development company involves evaluating experience, technical skills, and client feedback. Look for firms that specialize in custom fintech software development with a portfolio of relevant projects. Key criteria include expertise in security, scalability, and familiarity with fintech app development services. A reliable financial software development company should demonstrate a strong track record in delivering robust, compliant, and user-friendly fintech solutions.
