Who is Igor Tomych?
20
years of experience
25
products received consultation
500+
projects launched by teams
10+
speaking engagements at events
Main areas of expertise
The Imperative of KYC: Navigating Compliance and Customer Experience
Open Banking and Data Sharing
Digital Banking as a Redefining Component of Financial Services
Cybersecurity in the Digital Age: Protecting Against Emerging Threats
Cross-Border Payments in the EU, UK, US, and MENA
Neobanking as a Pivot for Traditional Banking
How to Expand Fintech’s Reach Beyond Traditional Boundaries with API Integration
AI in Fintech for Innovativeness, Efficiency, and Security
White-Label Banking Solutions: A Blueprint for Customization
Fintech Regulation and The Impact They Have on Fintech
Data-Driven Risk Assessment in Invoice Financing
Sustainable Fintech and Green Finance as the Industry’s Future
Our experts article hub

How to Build a Digital Bank or Neobank in 2024: Step-By-Step
Brick-and-mortar branches, paperwork, and long queues don’t bind the banking era. Can you imagine this isn’t a vision of the future? Today, traditional banks are no longer the only players in town. In the ever-evolving realm of finance, neobanks and digital banks are shaking things up. They’re the go-to alternative to traditional banks. It’s easy to notice that businesses are jumping on board to provide neobank solutions for everyday consumers and companies alike.

API In Banking: Classification
The usage of Application Programming Interface (API) has become a cornerstone of digital transformation in the ever-changing financial services industry. Understanding their categories is critical for executives, company owners, and engineers to begin leveraging technology to improve their fintech or non-fintech organizations.

How to Create a Digital Wallet in 2024?
The global digital payments market is on an upward course, with a projected revenue of $14.79 trillion by 2027. Impressive, right? Also, an impressive two-thirds of adults across the globe are now embracing digital payments, with a striking 89% utilization rate in the United States. As clients and businesses increasingly embrace the convenience, security, and efficiency of digital payments, the demand

Everything You Need To Know About Integrations With Open Banking Providers
You are about to build a fintech app, but you need to ensure it solves actual customer problems and stays competitive in the market. So what do you do? The answer is to explore open banking integration for your product or service. This will give you access to vast swathes of customer data for better personalization. In recent years, open banking regulations have made it possible and lucrative for banks to ‘open up’ and give third parties access to customer data. As a result, tech companies, startups, and large corporations can now focus on integrating open banking services in order to provide improved and personalized financial services to their customers and other businesses.

Embedded Finance: Step-By-Step Guide
Embedded finance is becoming increasingly important for the whole digital industry. Fintech elements can be found nowadays in nearly every application, from the gaming industry to e-learning. So, in this blog post, I will focus on the part of the process that interests every business owner: the implementation.

KYC: How to Avoid Fraud in Fintech App
Despite the many positive experiences financial software can bring and the profits it can generate, the best way to eliminate its biggest downside has yet to be invented. People are ready to give financial institutions or branchless banks their money without visiting the official branch. On the other side, banks are ready to open an account for a person they have never seen before. The risk from both sides is enormous.

How to Build a Digital Bank or Neobank in 2024: Step-By-Step
Brick-and-mortar branches, paperwork, and long queues don’t bind the banking era. Can you imagine this isn’t a vision of the future? Today, traditional banks are no longer the only players in town. In the ever-evolving realm of finance, neobanks and digital banks are shaking things up. They’re the go-to alternative to traditional banks. It’s easy to notice that businesses are jumping on board to provide neobank solutions for everyday consumers and companies alike.

API In Banking: Classification
The usage of Application Programming Interface (API) has become a cornerstone of digital transformation in the ever-changing financial services industry. Understanding their categories is critical for executives, company owners, and engineers to begin leveraging technology to improve their fintech or non-fintech organizations.

How to Create a Digital Wallet in 2024?
The global digital payments market is on an upward course, with a projected revenue of $14.79 trillion by 2027. Impressive, right? Also, an impressive two-thirds of adults across the globe are now embracing digital payments, with a striking 89% utilization rate in the United States. As clients and businesses increasingly embrace the convenience, security, and efficiency of digital payments, the demand

Everything You Need To Know About Integrations With Open Banking Providers
You are about to build a fintech app, but you need to ensure it solves actual customer problems and stays competitive in the market. So what do you do? The answer is to explore open banking integration for your product or service. This will give you access to vast swathes of customer data for better personalization. In recent years, open banking regulations have made it possible and lucrative for banks to ‘open up’ and give third parties access to customer data. As a result, tech companies, startups, and large corporations can now focus on integrating open banking services in order to provide improved and personalized financial services to their customers and other businesses.

Embedded Finance: Step-By-Step Guide
Embedded finance is becoming increasingly important for the whole digital industry. Fintech elements can be found nowadays in nearly every application, from the gaming industry to e-learning. So, in this blog post, I will focus on the part of the process that interests every business owner: the implementation.

KYC: How to Avoid Fraud in Fintech App
Despite the many positive experiences financial software can bring and the profits it can generate, the best way to eliminate its biggest downside has yet to be invented. People are ready to give financial institutions or branchless banks their money without visiting the official branch. On the other side, banks are ready to open an account for a person they have never seen before. The risk from both sides is enormous.


















