Fintech Core Banking Module Release: fiat accounts and reusable verification data

DashDevs, a fintech product development company that designs, builds, and scales regulated financial products, today announced a banking module update in Fintech Core by DashDevs. A verified customer can open USD and AED accounts with Delos, receive and send money via SWIFT and wire transfers, and follow every payment in the transaction history. Verification data collected through Sumsub at onboarding is stored in Fintech Core, so opening an account with a second provider does not mean verifying again. Operators manage accounts and transactions from the back office.

Summary

Fintech Core now covers the fiat banking flow from account opening through settlement. The platform keeps a single internal model of accounts and transactions. A dedicated Delos adapter translates that model into the provider’s API. Sumsub remains the KYC/KYB collection layer; Fintech Core holds the master copy of the resulting data and documents.

What’s new

Reusable verification data

KYC and KYB data and documents collected through Sumsub are stored in Fintech Core, and the platform holds the master copy. When a customer opens an account with another banking provider, Fintech Core passes the existing data to that provider through its adapter, and the customer does not go through verification again.

• Tested on the base flow
• Document mapping configured per vendor
• Mapping expands as more providers are connected

Delos integration, from account opening to settlement

Fintech Core connects to Delos through a dedicated provider adapter. The core keeps a single internal model of accounts and transactions, and the adapter translates it into the provider’s API. The integration covers the full account lifecycle, from opening the account to confirming settlement.

Accounts in USD and AED

Customers can open fiat accounts in US dollars and UAE dirhams. AED support opens the module to businesses that operate in the UAE or trade with Gulf counterparties.

Incoming and outgoing fiat transfers

Customers receive funds into their accounts and send payments to external beneficiaries via SWIFT and wire. Counterparty details are recorded with each payment, and transaction tracking shows the current status of every transfer.

Back office for accounts and transactions

Operators can view and manage customer accounts and transactions in the back office. Support and compliance teams get one place to investigate a payment or answer a customer question.

Vendors in this release

Sumsub’s integration in Fintech Core is described in DashDevs x Sumsub: compliance built into Fintech Core.

Why it matters

Repeat verification is one of the points where onboarding drops off. It usually happens because each provider keeps its own copy of the customer’s documents, so every new account means a new upload and a new review.

In Fintech Core, verification data belongs to the platform. The provider adapter decides which data and documents each provider receives and in what format. That makes it practical to:

1. Add a second banking provider without asking existing customers to verify again
2. Add a new account currency on the same verification record
3. Replace a provider later, because the verification history stays with you

Fintech Core is a configurable layer for customers, payments, accounts, vendors, controls, and reporting. It is not a bank, a licence, or a banking-as-a-service provider. Delos supplies the banking relationship in this release; DashDevs supplies the product layer and the adapters.

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