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Episode 113: How to Build a High-Performing Tech Team in Fintech

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52 min listen

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In the latest episode of the Fintech Garden podcast by DashDevs, Igor Tomych and Dumitru Condrea share hands-on strategies for assembling and scaling high-performing tech teams in the fintech industry. The discussion focuses on aligning team structure with business needs—laying the foundation for long-term growth, agility, and technical excellence.

Defining Roles, Responsibilities, and Structure

The conversation opens with a critical insight: great teams don’t form by accident—they’re intentionally designed. Igor and Dumitru stress the importance of clearly defining each team member’s role using structured tools like

  • Position profiles (zones of responsibility, inputs/outputs, key stakeholders)
  • Competency maps covering both capacity and capabilities
  • Alignment with the corporate structure to avoid overlap and confusion

Without this clarity, teams risk internal friction, slow execution, and wasted resources.

Understanding the Key Players: From Developers to CTOs

The episode breaks down essential roles across engineering teams and how they contribute to product delivery:

  • Engineers: Focused on outputs, scalability, and business alignment
  • Team Leads & Architects: Responsible for quality, system design, and mentoring
  • CTOs: Operate at the intersection of tech and business strategy, ensuring that every architectural decision supports the company’s goals

Igor emphasizes the difference between hiring to fill a skillset versus designing around a business problem—a mistake many early-stage fintechs make.

The Importance of Internal Visibility and Output Ownership

A recurring theme is the value of building teams that operate with transparency and accountability. Dumitru shares how a lack of visibility across financial workflows can waste thousands of hours in executive time—and why tech teams must be structured to reduce manual oversight and increase system traceability.

Avoiding Common Pitfalls

From overengineering to hiring without a clear use case, Igor and Dumitru caution against these common missteps:

  • Scaling too early without structure
  • Misaligned roles that result in duplicated work or unclear ownership
  • Neglecting business context in technical hiring decisions

Instead, they recommend starting lean, thinking in systems, and evolving based on clear input/output relationships.

Strategic Benefits for Fintech Companies

A well-structured engineering team enables fintech companies to:

  • Accelerate delivery timelines without burning out
  • Increase financial and operational visibility
  • Build scalable systems that evolve with business complexity
  • Free up high-value executive time by reducing reliance on manual workflows

Why Does This Matter?

In fintech, where product, compliance, and tech must move in sync, the structure of your team is just as important as the tech stack itself. Whether you’re building a payments platform, a digital bank, or an AI-powered lending solution—this episode lays out a practical framework for growing a tech team that can deliver at speed and scale.

Building a fintech product? We can help you design a team that truly delivers results. From product strategy to engineering execution—DashDevs knows how to scale it right.

Listen to Episode 113 now and start structuring your tech team for success.

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