Episode 120: Stablecoins, Trust and the Future of Payments

In Episode 120 of the Fintech Garden podcast, Igor Tomych sits down with Rutger van Faassen, Founder & CEO of Informationbanker, to explore one of the most transformative trends in modern fintech: stablecoins.

With over 25 years of experience in both banking and fintech—on the side of traditional financial institutions and solution providers—Rutger offers unique insights into how trust, regulation, and real-world use cases are finally converging to bring stablecoins into mainstream finance.

🎙️ Why This Episode Matters

Stablecoins have long promised a faster, cheaper alternative to traditional payment systems. However, questions around regulatory clarity and consumer trust have slowed adoption—until now.

Thanks to growing regulatory support (including the Stablecoin Act and GENESIS Act), more robust off-ramp infrastructure, and increasing merchant acceptance from companies like Stripe, Shopify, and Coinbase, stablecoins are becoming a real solution for remittances, freelancer payments, and cross-border trade.

In This Episode, You’ll Learn:

• Why the U.S. is leading the global stablecoin race
• How major platforms are enabling crypto-based payments
• Real-world use cases working today: remittances, payroll, inflation hedging
• Why local trust and physical infrastructure still matter
• Risks of over-centralization and the need to audit reserves
• What it will take for mass adoption of stablecoins to happen

Rutger also shares parallels with the early days of Apple Pay, thoughts on the consumer adoption curve, and what the industry must do to make stablecoins a global financial standard.

Ready to dive in?

Listen to Episode 120 of Fintech Garden and get ahead of the curve on stablecoin innovation.